I have not looked at it that way, but being offered extra shifts a few hours after hubby’s job loss…well keep em coming folks.
I won’t be grateful while working them, lol.
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Sounds like a messed up situation, but shit happens and I’m sure you will work it all out.
Do you guys have to pay for your kids Uni? Here we get a HECS debt that is then paid off through tax once we finish the degree.
Yep…some students can get loans, but we made too much last year for her to qualify!
$8000- $9000 tuition, this does not include books, and my daughter wants to live off campus…so it’s gonna be a lot of money!
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That is shitty, I hope it get better soon. Job hunting is no fun in general.
Just had a 6 months forced vacation with no pay. We are now almost 1 year behind on saving.
It is a strange market at the moment some industries are slowing down while others can’t seem to find enough employees.
Good luck to both of you.
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@littlelee really sad to hear about this. Hope things pick up soon
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Sorry to hear the bad news. I’m not sure about all of your options for school but it might be time for a new assessment about what’s necessary.
Here you can go to a community college (aka a junior college) for half or a third of the cost of what you pay at the major colleges.
It’s all about choices. I’ll be fine if our kids choose to live at home when they go to college.
Hope your hubby finds a new job soon! I’m glad to see you being positive during a crap situation. But you are correct - - someone always has it worse.
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Thanks for the kind thoughts. I am sure things will turn out fine.
@Frank_C - Things will need to change, however my daughters education is a priority. She cannot get the education she wants with a college degree. It also depends on where she gets accepted in terms of where she lives. She is in a highly competitive program for entrance, and may be limited to where she gets accepted. If she gets in to our local university, great. If not, well we will change everything else in our lives to afford to make her education work.
I am afraid I came off as a whiny bitch yesterday, and I regret that. I am trying to stay positive and not stress out. However my hubby and I have been through this before, lost our house etc…and it is hard not to flash back to that situation, and fear re-living it. Thankfully we are in a better position now, and have actually gone through much worse, so I am trying to remain positive and taking things a day at a time. It will mean re-budgeting, working more, re-arranging some things, but hopefuly we can remain in our home (which is truly a wonderful home) and providing the best to our kids.
Anyhow, thanks to everyone for listening to me complain. Sorry this is more of a chatty training log then actual workouts.
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I just wanna say that one of my biggest regrets at the moment is not starting off at a community college. Could have saved alot of money and trouble if I did 2 years at CC and finished at a university.
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University is expensive, and not necessarily an assurance of a good job later. However, since my daughter is going into nursing it is best she get a degree not a diploma.
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I wasn’t implying that university isnt an option, but that starting at community college and then transferring too University from there is something I wish I had done. Im still in school myself, paying for it by myself, but I had too take a year long break halfway through cause I just didnt have the finances. If I started off at a CC that wouldnt have been an issue and I could have graduated on time and spent less money. Just wanted to throw in my personal experience and opinions. Im sure everything will work out in the end and I wish you and your family the best of luck.
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One of my best friends has had an excellent experience with community college. He worked 40 hours a week during community college to save up and is now finishing up at a 4-year university. I know he is glad that he made that decision because he is now in a position to support himself through the remainder of his degree.
Regardless of what you choose, community college is absolutely an option that your daughter could consider. I am sorry you are going through this stressful situation. You are not at all being whiny; rather, you are just talking to your online pals about what you are going through. I wish you and your family the best of luck, and I’m sure your daughter is very thankful that you are putting all of this time and effort into thinking about her future.
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Both of my kids that have graduated are paying their own way through college. I do not provide a penny. My oldest is at a private college that is 25-30K a year…that is where he wanted to go amd he is found a way to get it done.
My second child was going to the State University Honors engineering program. After scholarships and financial aid he was still 3000 a semester short. and he had a 31 on his ACT. We went to orientation, he decided it was not worth it to him to be that much in debt and decided to goto a smaller school closer to home and do a degree in construction management. (I really think he missed his calling in life not going into engineering, but it wasn’t my choice to make). He lives at home, works part time and is doing well. I do provide him a place to sleep and food. Everything else is on him.
If my kids want a college degree they can pay for it. I want them to have a degree, but its not my life to live or pay for at this point.
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Squat day-Cycle Three-Deload- 5/3/1
Back Squats
1x10-45 lb warm up
2x5- 95 lbs
1x12- 95 lbs
Front Squats
3x10- 65 lbs
Paused Squats (5 seconds in the hole)
3x10- 65 lbs
these were hard
Hanging Leg Lifts (straight legged)
3x12
Bulgarian Split Squats
3x10
Shit, could barely get up the stairs after this workout. Took my stress out on my legs today. Off too work!
I love the discussion in here today, I will respond to your great posts on my break
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Perhaps our different terms are confusing. College = University.
Junior College or Community College allows people to get an associate’s degree and then transfer to a major college (or university) to finish the final two years of school. A person can save a lot of money by going to junior college to take all of the required general studies that every student has to take regardless of the degree.
That’s the way it works here in the US.
And I agree with @losthog. If you can help your child out then great, but there are scholarships, loans, and work to help cover tuition. There are also companies/organizations that pay for all or some of your school if you commit to work there for a predetermined amount of time.
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@theonecamko - I totally appreciate what you are saying! However, to go from diploma nursing, to degree nursing (or college to university) would take my daughter longer then if she would directly go into university, and the cost savings for tuition? Not so much.
I have 2 University degrees, and a college diploma, and given all that education and money, I actually work with the diploma credentials!!! College is great, and I am not opposed to it but my daughter did not apply to college, and it would not get her the credentials to do what she wants to do.
@muskratlifts - thanks for sharing! I get why people go to college, it’s quicker and you can work when trying to get further in your chosen feild. We also want our daughter to only have to worry about school, not work, or living costs or anything else (nursing school is crazy) so if we can allieviate those things so she can do well, we want to.
@losthog - I understand where you are coming from, but I think we just see it in different ways. I would like (if we can) to help our daughter graduate with no debt, and start her life, in her career (and be out of our house before 25). Struggling under massive student debt is not what we want for her. She has already shown us she has a good work ethic (she has 2 part time jobs, and has been on honor roll for 3 years) so that is not a concern. I guess I want to give her what I did not have. I do get your point of view though.
@Frank_C - yes here in canada college is college, university is university. If we can’t pay for tuition because of hubby’s lack of job, that is what it is. My daughter most likely will end up with some kind of scholarship. As for her staying home, well that depends where she is accepted, we cannot control that. She has a 3 in 6 chance of getting into a school that is close enough for her to remain at home. This all being said, my hubby might get something soon, and none of this will be a worry. I feel it is a parents responsibility to do what they can for their childrens education. It was not a gift given to me, and I want to give it to my children as long as they display a good work ethic and an ability to finish what they start. Everyone may not agree, but that is how I feel.
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I definitely don’t want our kids accumulating a ton of debt for college but we may not be able to pay for their school. I want to help where we can like letting them live at home and encouraging them to make good decisions (like junior college for general studies).
It’s fun to go to the big state colleges and live on your own but when it’s all said and done you can end up wasting a ton of money.
So what’s a university degree and diploma?
For reference, I understand the following:
Associate’s degree - 2 years at a junior college (60ish credit hours)
Bachelor’s degree - 4 years at college/university (124 credit hours and you can transfer your associate’s degree hours and get the last 60ish hours)
Master’s degree - usually another 36 credit hours of graduate school (bachelor’s degree is a pre-requisite)
All good. Every family operates differently. I just added what we have done. Not saying it is the “right” way or the only way.
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Diploma- 18-24 months study
Degree- 4 years (called undergrad)
Masters- 1 full year study after degree
Pretty similar. You can only get a degree or masters at the university level.
And a lot of families cannot send their kids to school. It’s a shame to help your kids get ahead you have to fork out a ton of money, or they end up in debt. We have always been grateful we could afford to send our kids, kinda sad it may not happen now.
If I understand correctly, your 2 year diploma can’t be applied towards the 4 year undergrad degree?
Not every family is the same, and it sounds like you are raising responsible, determined kids!
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