Titan Tim Tackling his Twenties

Karwoski Training

Maintenance

Week 1 Day 4


Deadlift - 225 lbs x 8, 275 lbs x 8, 315 lbs x 8, 335 lbs x 8, 365 lbs x 8, 385 lbs x 6, 355 lbs x 8,

Grip Shrugs - 205 lbs - 3 x 5

Seated Row - 160 lbs - 3 x 5

Lat Pulldowns - 160 lbs - 3 x 5

Dumbbell Shrugs - Stupid Fucking Pec and Tricep Cramps x Pain (90 lbs x 20)

Elliptical - 30 minutes

4 Likes

Karwoski Training

Maintenance

Week 2 Day 1


Close Grip Bench Touch & Go -
135 lbs x 8, 155 lbs x 8, 175 lbs x 8, 195 lbs x 8, 215 lbs x 8, 205 lbs x 7, 195 lbs x 8

Dumbbell Curls - 50 lbs - 3 x 5

Tricep Rope Pushdowns - 65 kg - 3 x 6

Elliptical - 30 minutes

Better than last time, cool.

4 Likes

Karwoski Training

Maintenance

Week 2 Day 2


High Bar Breathing Squat - 135 lbs x 8, 225 lbs x 8, 275 lbs x 8, 295 lbs x 8, 315 lbs x 8, 325 x 5, 295 lbs x 8

Leg Curl - 150 - 3 x 5

Leg Extensions - 230 lbs - 3 x 5

Elliptical - 30 minutes

3 Likes

Karwoski Training

Maintenance

Week 2 Day 3


Bench Press - 135 lbs x 8, 155 lbs x 8, 175 lbs x 8, 195 lbs x 8, 215 lbs x 8, 225 lbs x 7, 215 lbs x 8

Wide Grip Bench Press - 195 lbs x 5, 195 lbs x 5, 195 x 5

Incline Press Machine - 180 - 3 x 5

Barbell Front Raise - 60 lbs - 3 x 5

Dumbbell Side Raises - 30 lbs - 3 x 8

Elliptical - 30 minutes

3 Likes

Karwoski Training

Maintenance

Week 2 Day 4


Deadlift - 225 lbs x 8, 275 lbs x 8, 315 lbs x 8, 365 lbs x 8, 385 lbs x 8, 405 lbs x 6, 375 lbs x 6

Grip Shrugs - 205 lbs - 3 x 5

Seated Row - 190 lbs - 3 x 5

Lat Pulldowns - 175 lbs - 3 x 5

Dumbbell Shrugs - 90 lbs - 1 x 20

Elliptical - 30 minutes

5 Likes

It’s only been 6 months of house-hacking and I’ve gotten empty unknowledgeable legal threats from two tenants. I mean they both submitted in the end, so again…empty.

I may want to think very hard about the kind of people I let into my house…like be unapologetically discriminatory….judge everything. It all tells a story in the end. I’m definitely going to make my lease more aggressive.

I’m starting to understand why leases can be so aggressive. I’ve also been educating myself on commercial real estate. Apparently most loan terms are 10 years or less than when you have to pay back the principal, and you got your balloon payment to worry about. At least your payments are based off of an amortization period which is longer than the time you have to have all of the principal paid.

Could you imagine acquiring a loan with a 25 million principal and paying that within 10 years? And at the end of year 10 you have to shell out a substantial amount of cash for your balloon payment.

I can’t…. it’s no wonder they have all this financial modeling crap with commercial and weird finance terms.

4 Likes

I work in banking and this is partially accurate. Your term is shorter than the amortization, but nobody is shelling out at the end of the 10 year term (usually even less, I often see 5). 99% of the time they refinance the loan.

Say you buy a building worth 100k in 2025 with an 80k loan. In 2035 your 10 year term ends. Your balance on the loan is 50k (making up numbers). Building is worth 120k now. You can either refinance the existing balance or some banks will let you do an equity recapture. Banks might lend 80% of the building value, which is 96k. This would give you 46k cash and 50k repays the existing loan. This is a big way investors perpetually refinance debt to fund future investments, and a way to recognize value before selling.

Long winded but don’t generally see banking stuff on T Nation, haha.

3 Likes

Thank you for explaining Stormblessed I am happy to have learned something today! Always great to learn from an expert!

1 Like

Karwoski Training

Maintenance

Week 3 Day 1


Close Grip Bench Touch & Go -

135 lbs x 5, 155 lbs x 5, 175 lbs x 5, 195 lbs x 5, 205 lbs x 5, 215 lbs x 5, 225 lbs x 5

Dumbbell Curls - 55lbs - 3 x 5

Tricep Machine Pushdowns - 140 lbs - 3 x 5

Incline Treadmill - 30 minutes

5 Likes

Karwoski Training

Maintenance

Week 3 Day 2


High Bar Breathing Squat - 135 lbs x 5, 225 lbs x 5, 275 lbs x 5, 315 lbs x 5, 335 lbs x 5, 355 lbs x 2, 325 lbs x 5,

Leg Curl - 150 - 3 x 5

Leg Extensions - 250 - 3 x 5

Incline Treadmill Walk - 30 minutes

3 Likes

Karwoski Training

Maintenance

Week 3 Day 3


Bench Press - 135 lbs x 5, 155 lbs x 5, 175 lbs x 5, 195 lbs x 5 215 lbs x 5, 235 lbs x 5, 225 lbs x 5,

Wide Grip Bench Press - 205 x 5, 205 x 5, 205 x 5

Incline Press Machine - 180 - 3 x 5

Barbell Front Raise - 60 lbs - 3 x 5

Dumbbell Side Raises - 30 lbs - 3 x 8


Incline Treadmill - 30 minutes

3 Likes

Karwoski Training

Maintenance

Week 3 Day 4


Deadlift - 225 lbs x 5, 275 lbs x 5, 315 lbs x 5, 365 lbs x 5, 385 lbs x 5, 405 lbs x 5, 425 lbs x 3

Grip Shrugs - 185 - 3 x 5

Seated Row - 190 lbs - 3 x 5

Lat Pulldowns - 160 lbs - 3 x 5

Dumbbell Shrugs - 90 lbs - 1 x 40


Incline Treadmill - 30 minutes

4 Likes

Karwoski Training

Maintenance

Week 4 Day 1


Close Grip Bench Touch & Go - 135 lbs x 5, 155 lbs x 5, 175 lbs x 5, 195 lbs x 5, 215 lbs x 5, 235 lbs x 5, 225 lbs x 5

Dumbbell Curls - 55lbs - 1 x 7, 2 x 5,

Tricep Rope Pushdowns - 65 kg - 3 x AMRAP

Incline Treadmill - 30 minutes

3 Likes

Karwoski Training

Maintenance

Week 4 Day 2


High Bar Breathing Squat - 135 lbs x 5, 225 lbs x 5, 275 lbs x 5, 295 lbs x 5, 325 lbs x 5, 345 lbs x 2, 315 lbs x 5

Leg Curl - 155 - 3 x 5

Leg Extensions - 230 - 3 x AMRAP

Incline Treadmill Walk - 30 minutes

Well that was subpar. Got it done though.

5 Likes

Karwoski Training

Maintenance

Week 4 Day 3


Bench Press - 135 lbs x 5, 155 lbs x 5, 175 lbs x 5, 195 lbs x 5 215 lbs x 5, 235 lbs x 5, 250 lbs x 4,

Wide Grip Bench Press
210 x 5, 210 x 5, 210 x 5

Incline Press Machine - 180 - 3 x 5

Barbell Front Raise - 60 lbs - 3 x 5

Dumbbell Side Raises - 30 lbs - 3 x AMRAP

Incline Treadmill Walk - 30 minutes

3 Likes

Karwoski Training

Maintenance

Week 4 Day 4


Deadlift - 225 lbs x 5, 275 lbs x 5, 315 lbs x 5, 365 lbs x 5, 385 lbs x 5, 405 lbs x 5, 425 lbs x 5, 435 lbs x 3,

Grip Shrugs - 195 - 3 x 5

Seated Row - 190 lbs - 3 x 5

Lat Pulldowns - 175 lbs - 3 x 6

Barbell Upright Row - 90 lbs - 2 x 25

Incline Treadmill - 30 minutes

4 Likes

I went indoor go-karting and then bowling last night with a group of friends.

I’m not sure if I’ll go karting again. I drive too much like a model citizen. Crazy for a guy that grew up in New Jersey and moved to the DMV.

Well I was never in last place at least, you’re scored based off of the speed in which you complete your 12 laps.

It was fun to catchup on how their jobs were going too since all work in the same industry.

I threw some dates to them for late September, so I’ll see em next month.

Again, I want to get out of the house to do something fun rather than 1-2 times a month… even if I go solo. It’s all a matter of planning ahead because I’m always on auto-pilot.

4 Likes

Football season is right around the corner. ā€œWatching the Gameā€ is a good excuse to get together at a specific time and hang out.

2 Likes

Great opportunity to work on some cooking as well, whipping up tailgate grub.

1 Like

Lol our superintendent’s dog brought me his ball. I played fetch with him last time I saw him.

Edit: Now he’s trying to eat my chili.

1 Like