8
9
10
kneedragger quit invading threads and posting stupid shit you fucking derailer.
Really cheap low quality foods + lack of education = fatness
[quote]MattyG35 wrote:
Some friends of mine that went down to Minnesota or North Dakota, they went to buy something, and said ‘do you take interac?’(debit card), and the people didn’t know what it was.
So, to ask a possibly stupid question, do Americans haven’t debit cards or was this just a chance accident?[/quote]
We have debit cards and they’re almost exclusively used over checks and cash. I’ve never, ever, heard of Interac though.
[quote]Jeffe wrote:
[quote]MattyG35 wrote:
Some friends of mine that went down to Minnesota or North Dakota, they went to buy something, and said ‘do you take interac?’(debit card), and the people didn’t know what it was.
So, to ask a possibly stupid question, do Americans haven’t debit cards or was this just a chance accident?[/quote]
We have debit cards and they’re almost exclusively used over checks and cash. I’ve never, ever, heard of Interac though. [/quote]
Thanks for clearing that up.
[quote]RyuuKyuzo wrote:
[quote]dnlcdstn wrote:
[quote]RyuuKyuzo wrote:
[quote]MattyG35 wrote:
Here’s a thought.
Instead of having people get welfare checks, why not teach them(the school would be mandatory) some skills so they can get a decent job that is the first step to a better life, and if they’re doing this, let them have housing and food stamps while they’re buliding themselves up.
(sorry if this is being done, but to my knowledge it isn’t)[/quote]
Brilliant fucking suggestion.
Don’t you all find it strange that kids are leaving high school with virtually no more skills than they walking in with?
Every school seems to be trying to mould kids into mere memory banks. I can’t even say “thinkers” because it’s not about thinking, it’s just memorizing mostly irrelevant facts and doing mostly irrelevant tasks.
I see no reason why kids can’t leave highschool as perfectly adequate plumbers or carpenters, but I suppose this is just what you get from a system rooted in a coercive monopoly. =/ [/quote]
richdad.com[/quote]
That’s actually a pretty cool website. Thanks for sharing =)[/quote]
Be careful with the Richdad products. The information in the books is solid and makes sense for the most part, but important details are left out that can get you into a ton of trouble. At no point is there any of the technical data you need to successfully carry out the advice given.
An example is given in one book about selling a property (I think it was a residential single family) before actually closing on the purchase in the same day. While this is completely possible, the paperwork has to be perfect on both ends of the transaction. It would almost certainly require being, or working with a team of a real-estate expert, a CPA, and a lawyer with real-estate experience to navigate some of their “real-life” examples.
As is the case with a lot of “get you rich” organizations, the basic message is solid, but they are mostly just trying to get you to take one of their seminars, which can cost as much as $1000.
Edit: I also completely agree with the statement about high school. Frankly, I don’t understand why everyone who comes out of high school can’t handle all sorts of real world things. Would it really be that bad to teach everyone how to fix a leaky faucet, unplug a stopped drain, change a dead light switch, replace a doorknob? These are things that everyone in their life will come across. How about reading contracts? It boggles my mind that the first adult thing you do in the US, generally, is to get a job in high school, and it requires signing a labor contract which you’re totally unqualified to read and understand.
It’s pretty silly to think that you absolutely must have a gym class 5 days a week (lets be real here, an in school gym class does nothing to help keep kids fit) but we can’t teach how to handle day to day things.
School gym class used to keep kids fit before we had all this ‘we can’t hurt a kid’s self esteem’ and ‘everyone’s a winner’ bull crap.
[quote]Fletch1986 wrote:
School gym class used to keep kids fit before we had all this ‘we can’t hurt a kid’s self esteem’ and ‘everyone’s a winner’ bull crap.[/quote]
I’m not sure where the connection is at all there. However, I can tell you that I did not have participation ribbons or anything like that, but gym class in high school for me was 45 minutes. 5 minutes on each end was to get changed into and out of gym clothes. 35 minutes. Then 5 minute before we did anything to take attendance and all that. 30 minutes. Then the “warm-up” which was mostly half-assed push-ups and some jumping jacks. 25 minutes. Then you broke up into whatever teams for volleyball or pickle-ball (indoor lifesized ping-pong) for 20 minutes.
Not exactly an exemplary workout.
To capped and plant, in one post you stated that the woman was a black woman, so you made a stereotype of people, correct? No where in my post did I state this woman was black. Also you stated you have worked hard in your life and thats good.
So 2 days later talking to the regular Mailman, he goes on to tell me she has 4 kids with 2 baby daddies. The car is not stolen, it is hers. To jeffe, your the type of person who actually needs the welfare, not this sorry ass bitch who I still loathe about.
I do not get how some you fellows can defend this type of behavior. I can guarantee you if all you saw what I saw, you guys would go mentally berserk. Its like seeing a woman get hit by a man, what real man is gonna is gonna stand there and let it happen.
Also opportunities are everywhere cappedandplant. Im an anchor baby with two former illegal parents. My parents are citizens now, father is a plant manager at a major filter industry with only a 7th grade education from Mexico, now he makes over 100k a year. Imagine that a Mexican illiterate with a mustache like Tom Selleck, a Manager of over 1000 employees. Who has raise me, a proud American who served this country over six years and will proudly die defending the constitution, so please stop making excuses my friend.
[quote]biglifter wrote:
[quote]bigflamer wrote:
I would add to Matty’s list, some education on personal finance and the dangers of personal debt. [/quote]
Hell yes on that one. The most finance I ever saw in school was how to put numbers in a debit or credit column and make things balance. Funny how the one topic that will affect every single student every single day of his/her entire life is so lacking.
← 2.99% introductory APR? I can’t go wrong with this![/quote]
For sure. It’s amazing what I didn’t know coming right out of high school, could’ve saved me alot of financial grief if someone had laid a little Dave Ramsey knowledge on me earlier.
[quote]dnlcdstn wrote:
[quote]bigflamer wrote:
I would add to Matty’s list, some education on personal finance and the dangers of personal debt. [/quote]
Tell that to pro athletes. Those guys are train wrecks 5 years after the league.
I like richdads view on assets. Like your house isn’t an asset unless it’s providing positive cash flow, otherwise it’s a liability. I think Rich Dad Poor Dad should be a mandatory read in high school. [/quote]
That concept really stuck with me after reading that book, the difference between an asset and a liability.
[quote]dnlcdstn wrote:
richdad.com[/quote]
Rich dad doesn’t really teach you anything unless you spend 20K. And, if you have a library card and contact a local real estate investor and offer your services for free…you’ll get more information out that than buying Rich Dad stuff.
[quote]MattyG35 wrote:
If I had my own school system, these would be mandatory(not in any order of importance)
- Life skills course, which would include(but not limited to): CPR, first aid, food handlers course(now everyone is qualified for a job), changing a flat tire, swimming, nutrition, keyboard/computer/internet skills, financial management/basic accounting
- Self-defense/martial arts
- Sciences, chem, bio, physics, etc
- Basic shop/trades, ie some mechanical, carpentry, electrical, plumbing, painting, etc
- Law and Politics(I think these two go hand-in-hand, right?)
- History, social science, geography, learn about your country and the rest of the world
- Phys. Ed., nutrition could also be addressed here if life skills got too big
- Foreign languages would be elective(if there’s room) and/or extracurricular
- Art would be extracurricular just like sports teams
Criticisms? alterations?[/quote]
Yeah, I’d rather see kids become masters at one thing than a jack of all trades.
[quote]CappedAndPlanIt wrote:
I’m not saying the governmetn should dictate what a business pays its workers. But how can you say “it is not businesses responsibility to pay people more”? Who else will pay the workers? Who profits from the work those workers do? [/quote]
It’s a businesses responsibility to pay a worker what he or she is worth. And it is the responsibility of the individual worker to get all that he or she is worth. Simple. Go back to my Derek Jeter example. Is one man who plays baseball really well worth 20 million dollars per year? Not to you or I, but to the NY Yankees he is indeed worth it.
The conditions? The conditions in this country, even during our worst recession since the 30’s is still not that bad. It’s simply an economic cycle. The real problem is creating an entitlement mentality which we now know becomes a generational thing. Regardless of how good the economy was in the 80’s or 90’s there were still people on welfare because that’s all they know. Their mother was on welfare and their grandmother was on welfare and now they’re on welfare.
Why is this so difficult to understand and correct?
[quote]bigflamer wrote:
[quote]dnlcdstn wrote:
[quote]bigflamer wrote:
I would add to Matty’s list, some education on personal finance and the dangers of personal debt. [/quote]
Tell that to pro athletes. Those guys are train wrecks 5 years after the league.
I like richdads view on assets. Like your house isn’t an asset unless it’s providing positive cash flow, otherwise it’s a liability. I think Rich Dad Poor Dad should be a mandatory read in high school. [/quote]
That concept really stuck with me after reading that book, the difference between an asset and a liability.
[/quote]
If you like Rich dad you should look up Mike Maloney, His Wave theory of assests is amazing.
MattyG35 you belong in America(this is the best complement I can give.)
[quote]dnlcdstn wrote:
Well, we’d have to come to some kind of agreement. If I have no leverage than I would clean the fuck out of your house and get your groceries home nice n bruise free. Then I would go to the next person and do the same thing. If I didn’t have a job, I’d do whatever I had to do to make money. I’ve worked plenty of hours laying asphalt and pouring concrete. I’ve worked hard when I didn’t want to.
In your world I should just sit on my ass and say “fuck it. I wasn’t born into money so fuck the world. Nobody beat down my door and begged me to work for them today so I don’t have any opportunities.”
You’re a pathetic excuse for a man. I hope you don’t raise children to have your views and beliefs.[/quote]
Sure would suck for you if, a few posts ago, I explain in detail how I’ve spet the last two years working, on average, 50+ hours a week, while doing work for extra cash on the side and going to school.
Would probably make you look like a right twit.
Oh, wait. Damn. You lose.
I’m late to the party here, and it may have already been addressed, but why the fuck can’t someone live off minimum wage? It’s $7.25/hour, and at 40 hours that’s close to $300 a week. Why can’t someone live off that? It won’t be comfortable, but what right do you have to be comfortable at minimum wage?
And if that’s really not enough, work more hours, work a second job. What’s wrong with working 60 hours a week, especially in your 20’s? Sixty hours at minimum wage gives you over $400/week. If you don’t like making minimum wage, find a new job or get a raise.
I don’t understand the argument.