[quote]Headhunter wrote:
orion wrote:
nephorm wrote:
rainjack wrote:
It is not that we do not save for medical situations.
…
we just don’t pay some suit in Dallas give us a fancy blue card. we save our money and pay as we go.
I’m sure you know this already, but the major benefits of health insurance, for most people, are the the negotiated rates on medicine and medical procedures.
yup, and the administrative costs of socialiced medicine are ridiculously low.
In this case the private sector does not seem to be able to compete with government.
Why are Canadians coming to the USA for healthcare? The costs are lower there, but because its ‘free’, doctors are becoming scarce there (Low $$$) and the waiting times are much longer.
For someone truly in need, through no fault of their own, God bless 'em and I’ll help pay for their medical care. But each person who can should provide for themselves.
HH
[/quote]
As long as it is still an insurance, everybody does pay his own way, you only pay less.
The system faces problems of a political nature though, because once politicians get to decide, the usual shit begins.
Money is transferred out of it, stuff that has nothing to do with insurance suddenly become part of the whole deal, because of laws and so on.
However, the administrative costs of all our social security insurance system (pensions, unemployment, health care) are less than 1%.
That allows for some government pork.
It is no as clear cut anyway, because in the US you pay for health care too, once there is an emergency.
Once you have made the decision not to let them die in front of hospitals, denying them help, you might as well finance basic health care because it is cheaper to prevent serious diseases than to heal them.
Plus in the case of some diseases like tuberculosis, it is in your own best interest that such people get help, and soon.