Haha I just had a conversation with Wayne the other day who is now back to stay in Australia. Maybe I should start a GoFundMe or an only fans or something to earn me flight tickets.
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Do it mate.
I finished last month with 2,50€ as my total savings.
Inflation is hard mate…
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Where do I sign up
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Feeling the love buddy <3
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Happening here too mate (Aussie obviously).
6-7% inflation still. And they just again raised the cash rate by .25 points.
Alot of people will be hurting alot soon. May more already are… especially those who don’t understand economics and took out super cheap mortgages on long term variable interest rates under the silly assumption that the cash rate wouldn’t rise.
It’s never been so low in this country. People should have either known better, or sought advice from people that do.
I tried telling a few mates not to take variable when it was near the bottom. 
. Here I am, rather lucky, to have locked in a low rate for a full 5 years. I’ve got 2.25 years left to run on it before I need to renegotiate. Hoping for the dust to have settled lol.
Yer lots of people are going to struggle or have to tighten their belts for a little while. Benefit of being old and not having to pay the bank for your house.
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Fascinating. In the US it is very rare to achieve this. Mortgages are 30 years and rarely paid off early, and if you live that long you’ll probably upgrade to a better house eventually and reset the clock. Its rare to pay off under age 55. More like 70! And even then, depending on where ya live, property tax can be almost as much as the house payment!
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I moved countries and did this and also renovated and extended my current property to upgrade it.
Timing has a lot to do with it. I was fortunate enough to buy my first house with my better half at a pretty early age, at the time the market in the UK was down and we mortgaged ourselves to the hilt to buy the biggest property we could afford which needed a little work to make it beautiful. 10 years later when we sold the property and moved to Australia, it was worth more than 4 times what we paid for it. Add to this a very good exchange rate at that time, 2.43 Aussie dollars for every pound and we were pretty cashed up.
We then basically did the same thing, bought the worst house in the best area we could afford, spend some money renovating and later extending the house. 17 years later and its probably worth close to 4 times what we paid for it, and at least double what we have invested including the extension and renovation.
It is not that uncommon for people in Aus to pay off their houses early but there are also many who are still paying it off when they retire.
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Nice!!!
OK going to write this hear rather than start a new thread and hope the few people that read my training log may have some suggestions.
My left elbow and forearm has been hurting for a while now and seems to be getting worse, or at least it is not improving. I have no pain in the bicep (despite my photo the other day of the bruising). The pain is in the outside of the elbow at the top of the forearm. There is some pain when I grip hard with my hand, like crushing a sheet of paper and there is pain when I pinch my thumb into my fingers. This makes holding a cup annoying and slightly painful. There is basically persistent pain in that the elbow / forearm hurts all the time. There is also more pain when I try to extend my arm and flex my tricep and forearm, rather than when I bring the hand up and flex the bicep.
Anyone dealt with pain in this area or have any advise other than go and see a physio (which I will eventually do).
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Looking at about 15 years total to pay ours off, including adding a pool a such.
Like you guys we profited well by getting in early-ish on a place in Sydney. That boomed…and we left. Paid for this place what we sold for in Sydney but it’s 4x the property lol.
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This deff helps.
Terrified for the next generation to be honest. Definitely won’t be kicking out my daughter lol.
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It is a genuine concern, but life usually finds a way.
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The general consensus up here in Canada is that it will take 20 years for the average millennial to afford just the down payment on a house.
No bueno.
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I think for a lot of young people down here they will be funded by the bank of mum and dad or from some form of inheritance.
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+1 to having no idea how the next generation will figure this mess out.
I believe Lateral Epicondylitis is the technical term. There are some rehab you can attempt. I had Medial Epicondylitis, and i think @atlas13 does currently. They are similar, but opposite sides of the joint.
Do you take fish oil? Collagen?
On top of rest and rehab, i was smashing both of those when my issues cleared up.
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YES
NO
what is this weird rest thing you talk of.
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Easy to stir it into your coffee mate, I just keep some at work. simples. I take it more for gut health (ibsw) benefits though.
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