Helpful Tips That Make Life Easier

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[quote]AndrewG909 wrote:
I think my credit card is at about 50% right now. If I can get that down and pay off my car, I think I’ll be golden. Easier said then done though, since I picked up this Mortgage I’ve been spending slightly more than I make and have been dipping into my savings to compensate for the last couple of months. That means I either need to re-evaluate where I spend my money or that buying a new house always has upfront costs that are a bit unexpected and as soon as I stop throwing money at the house I’ll be fine. Maybe it’s a mixture of both.

Ridding myself of my money burning leech of a sister would be a step in the right direction as well. [/quote]

Do you support your sister? Does she live with you? Is she eating up resources or means that could be directed towards obtaining finacial order? If so, cut her off. I understand family is improtant but so are you and how supportive can you be for your family when you’re in over your head and out on the street too? Living above your means may be necessary right now, but it’s unsustainable. Why do you think the countries in the mess we are now? In 2005 (only stat I can conjure up on the matter at the moment) we as a country spend more than we saved; the first time that happened since the Great Depression. Make all the effort possible to reduce your debt NOW, before it becomes unmanageable. Re-evaluate your standings and see where you can cut expenses until you have breathing room. Make sacrifices where ever you can.

[quote]

[quote]polo77j wrote:

what ever are you referring to, my good man?[/quote]

Your last post doesn’t show up in quotes, its just all garbled together, but maybe it’s just displaying incorrectly on my screen, because looking at the quotes it appears you did in fact use them correctly. Whooooopsies! [/quote]

lol … nah I changed it on ya!

142

^ can write a book on helpful tips to get cum stains out of leather uniforms, off jack boots and why sex with a male german shepherd really isn’t gay.

edit: damn’t, cock blocked…that wasn’t meant for you Polo

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[quote]lawsonsamuels wrote:
^ can write a book on helpful tips to get cum stains out of leather uniforms, off jack boots and why sex with a male german shepherd really isn’t gay.

edit: damn’t, cock blocked…that wasn’t meant for you Polo
[/quote]

Polo blocked your cock from getting to me?!?! You sir have teh ghey!!

Polo, I owe you for keeping that ghey ass pirate away from me… THANK YOU

144

I just got back from lunch and hit F5 … I laughed

145

[quote]polo77j wrote:

Do you support your sister? Does she live with you? Is she eating up resources or means that could be directed towards obtaining finacial order? If so, cut her off.
[/quote]
Yes she lives with me… She was running the operations department of a stock market company that went under when the economy crashed, she’s done banking all her life, but almost no banks are hiring and she’s so desparate for work she was making $70k a year at her last job but she’s now applying for jobs at $10/ HR to take care of old people.

Shortly after she lost her job her husband left her, he didn’t like the thought of them struggling and up and moved to another state and didn’t tell her anything til the night before he left… So she’s in my house, jobless, unable to find work, husband just left her, behind on all her bills, and is trying to find a way to pay for a lawyer so that she can get her POS husband to give her some alamony, basically her life came crashing down this past year.
To top it off my sis and I were adopted as kids, so I’m the only family she really has, and the only one willing to help her otherwise she’s on the street.

But kick her out you say??? Boy is she in for a surprise when I get home!!!

146

[quote]dylan10507 wrote:

ALWAYS ignore honking from cars behind you when you are waiting to make turns or at lights, they are always retards I can count 10 times where listening to them and going would’ve got me killed.

[/quote]

I’ve been this retard. “Why aren’t you turning, muthafuka!” Honk Honk - oh pedestrian. turns around looking for the asshole honking

147

[quote]AndrewG909 wrote:

[quote]polo77j wrote:

Do you support your sister? Does she live with you? Is she eating up resources or means that could be directed towards obtaining finacial order? If so, cut her off.
[/quote]
Yes she lives with me… She was running the operations department of a stock market company that went under when the economy crashed, she’s done banking all her life, but almost no banks are hiring and she’s so desparate for work she was making $70k a year at her last job but she’s now applying for jobs at $10/ HR to take care of old people.

Shortly after she lost her job her husband left her, he didn’t like the thought of them struggling and up and moved to another state and didn’t tell her anything til the night before he left… So she’s in my house, jobless, unable to find work, husband just left her, behind on all her bills, and is trying to find a way to pay for a lawyer so that she can get her POS husband to give her some alamony, basically her life came crashing down this past year.
To top it off my sis and I were adopted as kids, so I’m the only family she really has, and the only one willing to help her otherwise she’s on the street.

But kick her out you say??? Boy is she in for a surprise when I get home!!! [/quote]

give her a year then butt kick her out, unless cutting her off is the only way you can cut down spending.

148

[quote]AndrewG909 wrote:

[quote]polo77j wrote:

Do you support your sister? Does she live with you? Is she eating up resources or means that could be directed towards obtaining finacial order? If so, cut her off.
[/quote]
Yes she lives with me… She was running the operations department of a stock market company that went under when the economy crashed, she’s done banking all her life, but almost no banks are hiring and she’s so desparate for work she was making $70k a year at her last job but she’s now applying for jobs at $10/ HR to take care of old people.

Shortly after she lost her job her husband left her, he didn’t like the thought of them struggling and up and moved to another state and didn’t tell her anything til the night before he left… So she’s in my house, jobless, unable to find work, husband just left her, behind on all her bills, and is trying to find a way to pay for a lawyer so that she can get her POS husband to give her some alamony, basically her life came crashing down this past year.
To top it off my sis and I were adopted as kids, so I’m the only family she really has, and the only one willing to help her otherwise she’s on the street.

But kick her out you say??? Boy is she in for a surprise when I get home!!! [/quote]

well…your case is the exception … I didnt know that and you referred to her as a “leech” so I was only going off of your assessment of her leechiness ya jerk

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[quote]AndrewG909 wrote:

[quote]polo77j wrote:

Do you support your sister? Does she live with you? Is she eating up resources or means that could be directed towards obtaining finacial order? If so, cut her off.
[/quote]
Yes she lives with me… She was running the operations department of a stock market company that went under when the economy crashed, she’s done banking all her life, but almost no banks are hiring and she’s so desparate for work she was making $70k a year at her last job but she’s now applying for jobs at $10/ HR to take care of old people.

Shortly after she lost her job her husband left her, he didn’t like the thought of them struggling and up and moved to another state and didn’t tell her anything til the night before he left… So she’s in my house, jobless, unable to find work, husband just left her, behind on all her bills, and is trying to find a way to pay for a lawyer so that she can get her POS husband to give her some alamony, basically her life came crashing down this past year.
To top it off my sis and I were adopted as kids, so I’m the only family she really has, and the only one willing to help her otherwise she’s on the street.

But kick her out you say??? Boy is she in for a surprise when I get home!!! [/quote]

you kick her out after telling us all that, you’re a bigger troll in reality than on here…just sayin’.

And I know of a lot of folks having to help family out due to the job market and the economy.

150

[quote]polo77j wrote:

[quote]AndrewG909 wrote:

[quote]polo77j wrote:

Do you support your sister? Does she live with you? Is she eating up resources or means that could be directed towards obtaining finacial order? If so, cut her off.
[/quote]
Yes she lives with me… She was running the operations department of a stock market company that went under when the economy crashed, she’s done banking all her life, but almost no banks are hiring and she’s so desparate for work she was making $70k a year at her last job but she’s now applying for jobs at $10/ HR to take care of old people.

Shortly after she lost her job her husband left her, he didn’t like the thought of them struggling and up and moved to another state and didn’t tell her anything til the night before he left… So she’s in my house, jobless, unable to find work, husband just left her, behind on all her bills, and is trying to find a way to pay for a lawyer so that she can get her POS husband to give her some alamony, basically her life came crashing down this past year.
To top it off my sis and I were adopted as kids, so I’m the only family she really has, and the only one willing to help her otherwise she’s on the street.

But kick her out you say??? Boy is she in for a surprise when I get home!!! [/quote]

well…your case is the exception … I didnt know that and you referred to her as a “leech” so I was only going off of your assessment of her leechiness ya jerk[/quote]

That was a response in regards to kicking her out… My leech comment was regarding what she does aside from living with me that hurts me financially. She’s been leeching off me well before her life fell apart. I’m always the rich lil brother that always has money. The bad part is she gets herself into situations where if I don’t help her financially, she’s fkn screwed.

Example:
This happened recently
Sister: Hey my friend gave me a puppy for my bday?
Me: thats an expensive gift.
Sister: she said as long as I let her breed her male with my puppy I can have it.
Me: So now your obligated to breed her? Do you think thats a good idea?
Sister: It’s a $2k dog!!! She can do whatever she wants with her, thats a really good deal.

Several months later:
Sister: The dog is pregnant, but the Vet says she’s too small, she needs a c-section!! If she doesn’t get one she will die.
Me: Wont your friend pay for it since she’s the one who bred her?
Sister: No, that wasn’t part of our agreement
Me: of course it wasn’t, let me guess you can’t afford the surgery?
Sister: No, now crying
ME: I’m tired of having to pay for all your shit!
Sister: crying She’s all I have!! If she dies I’ll be miserable, she’s literally the only thing that makes me happy anymore. She’s going to die!

ME: FML! Here we go again.

There have been countless situations similar to this where she needs money due to poor planning, and the consequences of me saying no are pretty severe. So it’s hard for me to just cut her off.

151

[quote]AndrewG909 wrote:

[quote]polo77j wrote:

[quote]AndrewG909 wrote:

[quote]polo77j wrote:

Do you support your sister? Does she live with you? Is she eating up resources or means that could be directed towards obtaining finacial order? If so, cut her off.
[/quote]
Yes she lives with me… She was running the operations department of a stock market company that went under when the economy crashed, she’s done banking all her life, but almost no banks are hiring and she’s so desparate for work she was making $70k a year at her last job but she’s now applying for jobs at $10/ HR to take care of old people.

Shortly after she lost her job her husband left her, he didn’t like the thought of them struggling and up and moved to another state and didn’t tell her anything til the night before he left… So she’s in my house, jobless, unable to find work, husband just left her, behind on all her bills, and is trying to find a way to pay for a lawyer so that she can get her POS husband to give her some alamony, basically her life came crashing down this past year.
To top it off my sis and I were adopted as kids, so I’m the only family she really has, and the only one willing to help her otherwise she’s on the street.

But kick her out you say??? Boy is she in for a surprise when I get home!!! [/quote]

well…your case is the exception … I didnt know that and you referred to her as a “leech” so I was only going off of your assessment of her leechiness ya jerk[/quote]

That was a response in regards to kicking her out… My leech comment was regarding what she does aside from living with me that hurts me financially. She’s been leeching off me well before her life fell apart. I’m always the rich lil brother that always has money. The bad part is she gets herself into situations where if I don’t help her financially, she’s fkn screwed.

Example:
This happened recently
Sister: Hey my friend gave me a puppy for my bday?
Me: thats an expensive gift.
Sister: she said as long as I let her breed her male with my puppy I can have it.
Me: So now your obligated to breed her? Do you think thats a good idea?
Sister: It’s a $2k dog!!! She can do whatever she wants with her, thats a really good deal.

Several months later:
Sister: The dog is pregnant, but the Vet says she’s too small, she needs a c-section!! If she doesn’t get one she will die.
Me: Wont your friend pay for it since she’s the one who bred her?
Sister: No, that wasn’t part of our agreement
Me: of course it wasn’t, let me guess you can’t afford the surgery?
Sister: No, now crying
ME: I’m tired of having to pay for all your shit!
Sister: crying She’s all I have!! If she dies I’ll be miserable, she’s literally the only thing that makes me happy anymore. She’s going to die!

ME: FML! Here we go again.

There have been countless situations similar to this where she needs money due to poor planning, and the consequences of me saying no are pretty severe. So it’s hard for me to just cut her off.

[/quote]

There’s a thing called tough love Andrew … if she’s constantly screwing up and you’re constantly there to bail her out, guess what: she’s going to STILL constantly screw up!! There’s no consequence to her screwing up if you continually bail her out brotha …

152

[quote]lawsonsamuels wrote:
you kick her out after telling us all that, you’re a bigger troll in reality than on here…just sayin’.

And I know of a lot of folks having to help family out due to the job market and the economy. [/quote]

lol, of course I will not kick her out!

But wtf is with the “bigger troll in reality than on her” comment. I’m not a troll on here!!! I always contribute to the topic at hand!

eh… What was this thread about again!!! Oh ya, tips!!!

ummm… Look at your life as it is now and think if you were on your death bed would you be proud of the person you are? If not, fix that!

^see how helpful I can be

153

[quote]AndrewG909 wrote:

[quote]lawsonsamuels wrote:
you kick her out after telling us all that, you’re a bigger troll in reality than on here…just sayin’.

And I know of a lot of folks having to help family out due to the job market and the economy. [/quote]

lol, of course I will not kick her out!

But wtf is with the “bigger troll in reality than on her” comment. I’m not a troll on here!!! I always contribute to the topic at hand!

eh… What was this thread about again!!! Oh ya, tips!!!

ummm… Look at your life as it is now and think if you were on your death bed would you be proud of the person you are? If not, fix that!

^see how helpful I can be
[/quote]

that’s the god-damn worst piece of fucking advice I’ve ever encounterd (except for Celtics training advice … now that boy has a screw loose … whooo). What the fuck is this? The back of a cereal box? That’s not helpful at all: You ask a fucking junkie that shit and he’ll smile his toothless grin, push the plunger injecting the smack into his fucking arm and say, with as much truth as he know, “Yes!”

154

[quote]polo77j wrote:

There’s a thing called tough love Andrew … if she’s constantly screwing up and you’re constantly there to bail her out, guess what: she’s going to STILL constantly screw up!! There’s no consequence to her screwing up if you continually bail her out brotha … [/quote]

Oh I’m all for tough love. But like I said the situations she gets herself in I pretty much have to help or there are serious consequences. I mean, letting her puppy die is pretty tough love. The damn dog has been living with me ever since she got it, I don’t know if allowing her to die to teach my sis a lesson is the right path to take. But everytime my sis needs money, which is quite often, it’s something like this. “Help me or this will happen”. And I almost feel like I don’t have a choice.

So now you’re saying don’t kick her out, but let the puppy die?

[quote]polo77j wrote:

that’s the god-damn worst piece of fucking advice I’ve ever encounterd (except for Celtics training advice … now that boy has a screw loose … whooo). What the fuck is this? The back of a cereal box? That’s not helpful at all: You ask a fucking junkie that shit and he’ll smile his toothless grin, push the plunger injecting the smack into his fucking arm and say, with as much truth as he know, “Yes!”[/quote]

My advice is to live a life that you are proud of. If a junky really accomplishes that while shooting up then more power to him.

155

[quote]AndrewG909 wrote:

[quote]polo77j wrote:

There’s a thing called tough love Andrew … if she’s constantly screwing up and you’re constantly there to bail her out, guess what: she’s going to STILL constantly screw up!! There’s no consequence to her screwing up if you continually bail her out brotha … [/quote]

Oh I’m all for tough love. But like I said the situations she gets herself in I pretty much have to help or there are serious consequences. I mean, letting her puppy die is pretty tough love. The damn dog has been living with me ever since she got it, I don’t know if allowing her to die to teach my sis a lesson is the right path to take. But everytime my sis needs money, which is quite often, it’s something like this. “Help me or this will happen”. And I almost feel like I don’t have a choice.

So now you’re saying don’t kick her out, but let the puppy die?

[quote]polo77j wrote:

that’s the god-damn worst piece of fucking advice I’ve ever encounterd (except for Celtics training advice … now that boy has a screw loose … whooo). What the fuck is this? The back of a cereal box? That’s not helpful at all: You ask a fucking junkie that shit and he’ll smile his toothless grin, push the plunger injecting the smack into his fucking arm and say, with as much truth as he know, “Yes!”[/quote]

My advice is to live a life that you are proud of. If a junky really accomplishes that while shooting up then more power to him. [/quote]

Now I’m saying you let it get outta hand a LONG time ago. Maybe you need to do something drastic before you end up needing to borrow money the way she does … you said yourself that you’re living beyond your means and dipping into your savings to make ends meet …

156

[quote]polo77j wrote:

Now I’m saying you let it get outta hand a LONG time ago. Maybe you need to do something drastic before you end up needing to borrow money the way she does … you said yourself that you’re living beyond your means and dipping into your savings to make ends meet …[/quote]

In 3 months the AF will activate me for about 6 months, at which point I will be collecting BAH, COLA, BAS, and all that good stuff, and my job will pay me for the first month I’m gone. So that extra income will help. Til then do you think I should stop “Makin it Rain” in da clubs??? I know it’s kinda wasteful, but it’s how I roll!

157

[quote]AndrewG909 wrote:

[quote]lawsonsamuels wrote:
you kick her out after telling us all that, you’re a bigger troll in reality than on here…just sayin’.

And I know of a lot of folks having to help family out due to the job market and the economy. [/quote]

lol, of course I will not kick her out!

But wtf is with the “bigger troll in reality than on her” comment. I’m not a troll on here!!! I always contribute to the topic at hand!

eh… What was this thread about again!!! Oh ya, tips!!!

ummm… Look at your life as it is now and think if you were on your death bed would you be proud of the person you are? If not, fix that!

^see how helpful I can be
[/quote]

chicken soup for the fucked up and codependent soul.

I was joking when I called you a troll. Joke, to jest…hahaha.

saying no to family in need when no is exactly what they need to hear has got to be one of the hardest damn things, emotionally, as an adult. We mistakenly assume family always has to stick together and back each other up when sometimes throwing them out to sink or =swim is the best thing to do.

tip of the day: before banging a friends finacee, make sure she clearly understands the concept of discretion. if not, make damn sure you have more backup and can take him out.

158

[quote]AndrewG909 wrote:

[quote]polo77j wrote:

Now I’m saying you let it get outta hand a LONG time ago. Maybe you need to do something drastic before you end up needing to borrow money the way she does … you said yourself that you’re living beyond your means and dipping into your savings to make ends meet …[/quote]

In 3 months the AF will activate me for about 6 months, at which point I will be collecting BAH, COLA, BAS, and all that good stuff, and my job will pay me for the first month I’m gone. So that extra income will help. Til then do you think I should stop “Makin it Rain” in da clubs??? I know it’s kinda wasteful, but it’s how I roll!
[/quote]

How you spend your money is your own problem, you asked for advice and we have given it … you don’t want to accumulate mroe debt = stop spending. It’s a simple concept that not many people seem to understand. You’re already living outside of your means and that is the beginning of the end for a lot of people. Use that extra AF money to pay down some of your more expensive debt (credit cards) and focus on living within or below your means. To make it easier for you to lower your debt is to “cut the fat.”

159

Fosho!!

This thread has been way to serious for way too long! This is GAL!

Kerley,
can we get a pic of some nice tatas to get us back on track sir?

160

[quote]AndrewG909 wrote:
Fosho!!

This thread has been way to serious for way too long! This is GAL!

Kerley,
can we get a pic of some nice tatas to get us back on track sir?[/quote]

Not to Buzz Killington the good time or anything, but this thread is actually pretty interesting; I’d advise against fucking that up.

There are actually plenty of other threads in this forum - and, in fact, a whole section of this site - dedicated to tatas. In fact, given the abundance of weak sauce parody threads that have cropped up as of late, a little seriousness is something of a relief.

Our resident furious farm fowl should post some more, too. He drops some good knowledge.