Just got home after visiting Dr Nadler’s office. The surgery costs a lot more than I expected - $7500! I was expecting betw 5 and 6,000 so this is WAY more than I thought.
This isn’t necessarily the price for everyone, it is the price for me and my case. I think mine is more expensive than others because there will be some significant lipo, more than in many cases.
So I’m happy about finding out all I needed to know, and i’m happy I went but now I have to solve the problem of paying for it. I want to have the surgery done ASAP.
But, I will to buy a condo within the next 6 mos, so I was going to save for a down payment. I was going to work my ASS off to get a 15% down payment squared away, this way I save on mortgage insurance.
So if I do the surgery now and finance it, I’ll be carrying the debt while saving for a condo, which doesn’t make sense.
So its either
a)get the surgery now and work to pay it off these next few months while not saving for the mortgage, OR
b) get the surgery done in the spring after I buy my condo. This is kind of scary from the point of view that I will have a mortgage to pay but i’ll instead be shelling out $7500 bucks.
It does allow me time to save and put money away for it in a separate account.
It would be best to pay for it in cash rather than finance it. I don’t want to shell out anywhere from 100-400 a month while also paying a mortgage.
Option B seems like the best one.