I agree and have always said âNextâ when shopping for homes and one has an HOA or expensive âspecialsâ.
I also think thereâs a limit to what you put in your yard. Broken down cars, boats, RVs, furniture, etc is bad for everyone. Luckily, my city has laws against that so I donât have to wait for an HOA to step in.
Times change. Mobile phones were just getting into kids hands when I was about halfway through high school. Every kid who was caught using one saw their phone get flung out the window⊠then you had to explain to your folks why you were using the thing in class and why you now no longer have a phone.
This is technically outside the city limits of a town and the HOA is professionally managed, so you donât have retirees just looking for things. Pretty much all the HOA board does is set the fee and select the management company. The lots are all 1.3 acre (me) or 2 or 3 acre lots a short train ride out of NYC, so itâs all investment banker types.
Aside from the annoying Xmas decoration thing, itâs main purpose is to pay the security guards at the gate and mow the medians/maintain private roads, make sure the houses meet C&C â and keep people from having giant RVs and building stupid buildings.
The DIYer next door is pissed because they wonât let you mow your lawn any time except 9-5, M-F, which I also think is pretty snotty.
My one year old grandson makes me chuckle. He follows me into my gym at home and grabs a kettlebell and growls as he tries to deadlift it. Cracks me up that little dude.
Well, thatâs the purpose, really. If you work, you canât do your own lawn.
He owns a bunch of heavy equipment dealerships (âyellow equipmentâ to quote him) and could certainly pay for it. Instead, he stays home Friday and mows his lawn, fertilizes, everything. Big job on 1.3 acres. I asked him how much he charged, and he said, ânothing, but the lady of the house lets me fâk her.â (an old joke).
I canât imagine buying anywhere there is an HOA. I also think itâs insane that one mandates putting up Christmas decorations. I hang a wreath on my door and thatâs the extent of it. Ridiculous.
As for other stuff like shitty items in yards, municipal bylaws should take care of that.
condoâs are different as there is more common elements and items like property insurance that is pooled and paid through the association. Iâm a commercial insurance broker who mainly works with Condo Associations(great business in florida at least). Depending on what state and how close to the coast, premiums can get extremely high. People forget that some of these buildings are $20-30M+ in replacement cost and at least here in Florida, the state statutes mandate full insurable limits which each owner contributes to in the form of their assessment dues. Now the caveat is that your own insurance is a basic HO6 policy where you are paying for the contents and âbox of airâ that you own which is minimal.
Also the entire concept of community associations is to preserve the values of your home. But much like governmentâs main function is to protect itâs citizens from foreign invaders, promote common justice etc, we all see that the bigger the government entity becomes, the more directive its functions become as well. Same for your association.
Has anyone seen this video with the labels âKidsâ (the kid running the ball) âParentsâ (the offensive line) and âLifeâ (the defense)? Well, there is an 18 year old senior with a pretty terrible attitude towards authority, and he has taken full advantage of the school system (teachers/counselors/administrators) sticking up for him and âblockingâ real life consequences, and Iâm super excited for real life to hit him at the goal line (probably a dick move, but he wants to be treated as an adult) when he gets out of school heâs probably in for a rude awakening.