18 year olds can vote, drive, join the military, join the police academy, fire academy, buy alcohol in some states, buy firarms in some states, get married, go to college or trade school, adopt a child, make medical decisions themselves, buy a car, buy a house
they are adults
Totally agree about taking care of our citizens firstā¦if they can get their loans paid for, then i want my mortgage forgivenā¦its only fair
Or just let them be able to discharge the debt via bankruptcy - like every other debt except taxes.
If student loan debt was dischargeable via bankruptcy, loan givers would have to actually assess the creditworthiness and risk of the loan they are giving out. Then universities would actually need to justify the value of the degrees they are giving out. The money would dry up real quick.
In other words, Iām all for it. The real problem with the system is that nobody ends up paying the price if it doesnāt work. Everybody just wants to get theirs and get out.
Agreed and you wouldnāt have massive inflated professor salaries either.
No disagreement here, just saying that anyone who wants to pursue a Computer Science/Software Engineering/Cybersecurity Baccalaureate degree can likely pay it off before the loan interest even becomes noticeable.
^Someone with 1 year experience at my current employer (who is well known to underpay their software engineers) is able to be hired in at 100k/year, and that is midline of the pay-range. Most who take these positions leave after a year and nearly double salary. 
I agree, but also disagree. Allow me to explain.
Most people donāt need a deep understanding of history to be productive people who contribute positively to society. Is it helpful? Of course it is. You and I know this very well. Is a deep understanding of history required to be a kind and considerate person who makes the world a better place? Fuck no. Some of the best people I know who do the most good in this world couldnāt begin to form an opinion on whether Zhukov was a better general than Von Rundstedt.
If you add up the time Iāve spent pursuing various personal interests over the years, history will definitely come out on top. Iāve put a lot of time into history books, documentaries, podcasts and lectures. Of course, I didnāt ask for any taxpayer help with this pursuit, nor did I pursue it under the guidance of an expert in pursuing history as a general topic. Iām just a layman with an interest, and thatās been enough to keep bringing me back to the well for a drink.
History has gone so far as to ruin most fiction for me, and spending lots of time diving into various historical topics has undoubtedly given me a deeper perspective about the world around me and enriched my experience as a human being. Studying history is a very worthwhile and rewarding pursuit.
The practical problem is the sheer number of history rabbit holes and how alluring they can be to young people with no realistic career prospects to make the rabbit hole a self-sustaining endeavor. Thatās how you end up with English, History and INSERT RABBIT HOLE HERE History majors working in manufacturing or on a multi-year ERP implementation project that has absolutely nothing to do with what they diligently studied for four years in their late teens and early 20ās.
And hey, thereās nothing wrong with doing SAP implementation projects. I did for many years, but I didnāt bother to go into debt to become literate in the information-based administration of large business entities. I just got on the implementation team by out-performing the English degree crowd and learned from all of the world-class consultants I had the great opportunity to work next to.
Of course, if you want to teach history you should probably major in it. I also think it provides a great basis of general knowledge about the world to springboard into all kinds of other stuff. I think you could be a really great lawyer, and you would be far from the first undergrad history major to go on to practice law.
Just remember to let me know when youāre cleared to sue certain people in the jurisdiction of Maine. I have some special projects for you.
The problem is the campus bureaucracy that contributes nothing to education. Every college has an office of diversity and inclusion yet no one knows what it does. And if you want to talk overpaid, then itās the coaches of the sports teams which shouldnāt even exist.
Would you be willing to present your argument for the abolition of collegiate athletics?
Why shouldnāt they?
You realize the menās sports at big programs make the school millions right?
Thats the official peace offering to woke politics.
āLook! We have an office of magical woke words. Weāre an ally!ā.
The demand also rises and falls in the US, right? When I was in school, there were too many lawyers due to the lack of development in corporate sectors. The cohorts in local unis were small and only a select number foreign degrees from specific universities were allowed to sit for the bar here and a graduate had to have acquired at least a 2nd upper from the UK and above 70% for other Commonwealth countries. That changed a decade later and there was a SHORTAGE of corporate lawyers. They didnāt lower the minimum required grades but allowed degrees from more foreign universities.
I told you months ago that youād know a lot more than me, remember lol. Have you watched the Venom sequel. Didnāt think much of it but at the end of the movie, Tom Hardy tells Venom he wants to know what Venom has seen over his lifetime in the galaxy and Venom says that his primitive mind will implode if he even tries to describe it to him. Tom Hardy insists and his mind is blown so hard they end up in a parallel universe. This is what Iām afraid will happen if I get the PHD dude, a friend now and whom I have to engage to manage the tech fellows for the complex stuff, to tell me more about the technical stuff he does for me. The reason why I have to engage him is because he can manage the tech people so I do not have to display my lack of knowledge, sit in on conference calls if I have a client with a tech lead present and DUMB THIS SHIT down immensely for me for presentations.
This shit is HARD and mindnumbing. MUCH worse than law. I went through the course I was talking about and itās mostly just basics and intermediate level stuff and nearly went nuts, got a certification and I still refuse to do any related tech myself. I just wanted the bloody certificate lol. The issue with tech is that you need to be up-to-date on EVERTHING. Thatās why these jobs pay so well.
Not up to date on everything, only up to date on the language youāre using.
Get caught up on Python if you need Python, let everything else slide.
Then get up to date on Javascript when you need Javascript.
That way, you donāt have to download the world 
The fundamentals donāt change.
Not to mention that now, especially with ChatGPT, you can literally output code in a different language than the one you write in.
Works for Python and R for example.
Well, python didnāt gain popularity until a couple of years ago due to the demand for data stuff and the development of lots of related libraries. JS was created for, and mostly a DOM manipulation language several years ago. Now itās used for the backend and ānativeā app development.
And now the term ābackendā means the fucking admin DASHBOARD lol.
Go and Nodejs are the languages of choice my guy utilizes for less smaller, complex projects. Before this it was all Java and C++ but the increasing compute power of even mobile phones donāt even require these now.
Google is pushing codeless development now. I was playing around with AppSheet but didnāt want to fucking use spreadsheets so I left it alone. Now it has codeless native databases specifically made for non-programmers.
Even for enterprise scale data pipelines, they acquired something called Dataprep which is all UI based. Under the hood is Beam with their native runner and it goes all the way to ML pipelines.
ChatGPT is fucking mindblowing. If I used it to write this post, no one would know itās AI lol. Maybe I didā¦
Sounds like Skynet.
Kill it now.
Not yet, these are still basic ML algorithms albeit on a extremely massive scale, true AI is still some way off.
Although I find it ironic that 50 years ago people believed that the widespread use of AI would free them from the mundane, repetitive tasks and enable them to focus on creative endeavors. They didnāt expect that AI would tackle the ācreativeā jobs first.
Haha Iād say itās a lot smarter.