I don’t think you know, or don’t want to deal with, what is really going on. People have died because their legitimate claims were denied and then approved after it was too late.
Why do you think people are so upset with this particular company? It denys claims at a rate that I believe is over twice the industry norm. It denies claims that have gotten pre authorization. You’re uninformed.
This is an exceedingly rare scenario and You are still, objectively, targeting the cause and effect incorrectly.
There are 761 posts in this thread and a fair portion discuss this with linked, sourced data.
If you’d like to go back and read, then progress the conversation with new input, I’m interested.
And if the company acted ethically, it would be even rarer.
I respect this a lot. That’s a great achievement man.
I know I annoy the shit out of you sometimes with my shenanigans (although I’m sure you ignore it most of the time), but I mean this.
I’d be trying to learn from you rather than argue, cause you essentially put your money where your mouth is in that regard.
I think you’re on the right track. If construction is a passion of yours, spend time learning how it works by working for someone else. Don’t just focus on your job, but understand the whole picture, and try to learn the business side of the fence when your GC (I assume you’re working for a general contractor) negotiates and contracts with owners.
You can start templating what ownership would look like from there if it’s an interest of yours. Consider employment an apprenticeship, with ownership as the goal. But don’t say that out loud.
Worst case, if you’re leveraging the opportunities correctly, you’ll get promoted by expressing interest in company initiatives and showing personal initiative in aligning goals with them. This is how you rise. Clock punching and doing the job description you’re hired for is how you get the paycheck you agreed to for that job.
I’m not in construction but I know groups pop up all the time. Hell a friend of mine owns a roofing company, very rudimentary in the grand scheme, and earns millions annually.
Once you get your feet wet, you know you’re where you want to be and and your budget is in order don’t be scared of an MBA.
But seriously. Drop the woe is me bullshit. While it’s true not everybody starts from the same equitable space, we really do have a pretty unique opportunity in our country to grab on and rise up. I would highly encourage you to wrap your head around equality in opportunity instead because it’s the world you live in. Learn the rules and win the game. Nobody is stopping you.
No military here.
A buddy is a SEAL, another is an Air Force JTAC, and another was Army but won’t share details but I never served.
I’ve mentioned them in passing in a thread about BJJ vs Krav Maga with @twojarslave because the Army guy contracted to the Israeli Defense forces for a few years and part of his overall role was Krav Maga training in combat scenarios and he’s shared insights I passed along.
I was in college and living a very Van Wilder existence while they were doing that stuff.
That all may be true, but what if a health insurance actuary with a purple belt can make him say uncle 9 times out of 10?
My guess is his Krav Maga is a lot different from what’s offered in my area. It is probably along the lines of the Marine Corps Martial Arts Program, where it’s all geared towards last resort kind of stuff in really violent combat with weapons.
Whatever the guy in my area is doing, I don’t think he’s creating any really dangerous health insurance actuaries.
Yeah, it’s all about getting back to your weapon and away from a vulnerable position as it’s been explained to me. Choking someone out still leaves you available to get shot by someone else.
I can’t imagine any dangerous actuaries, lol. This is where math majors find jobs.
Off the top of my head, some of the deadliest guys in my state’s occupations are:
Real Estate Agent
Physical Therapist
Dentist
All 3 could easily choke out a typical high level powerlifting competitor. I’ve watched the lowest ranked one do it, and I’ve watched him get choked out by the other two and, of course, I have been choked out by all 3.
There’s a lot of white collar professionals in the middle ranks too who are all quite dangerous.
I have no doubt if one were to train in bjj, and do it seriously, they could be very good at it.
But actuaries are high functioning autists who avoid human contact and sunlight in equal parts, and it’s just a funny mental image.
There’s a lot of weird people on the mats.
Even a few woke DSA types.
One of the few people I’ve had extensive discussions about politics with in person is a full on DSA believer who can whoop my ass.
A good coach can turn anyone into a killer if they keep coming back.
You forgot your Marine buddy… yours truly
I thought you were coast guard?
I thought he was a cat lady.
Thats the only reason I started liking him.
You don’t meet many other men that are cat ladies, and when you do, you gotta stick together. 
I had three cats growing up. No dogs. I don’t think I’d ever want a dog - they’re too needy. Cats are cool just seeing you once in a while. They don’t need validation that they’re loved all the time.
. I won’t argue againts that.
My cat Derpy is like the darkest black of anything I’ve ever seen. He completely disappears into shadows.
Then he emerges. Plays with what ever is on the tv screen, eats, and retires back into the shadow realm.
And chess. He loves chess.
Sounds like THE BATCAT
Cats are dope. I had one named Duke Lion, after a Wes Borland song, who was practically a dog - drank out of the toilet, would fetch stuff, had a bacon fetish.
Then there was Jaws, because he was a fur-covered razor blade with grey on top and a white stomach. That fucker was the antithisis of life, but he was a good roommate.
The worst cat I ever met was named Trout, and this fat bastard just laid on the floor at my dealers house and the rule was never to try to pet him. I don’t think I ever saw it move unless it was to scratch someone.
He kinda is. But what he lacks in crime fighting ability he makes up for in clumsiness.
He’s not a sleek elegant creature. He once fell off the table and missed the floor.
