The Stupid Thread 2 (Part 1)

Strange that I don’t think they referred to her as Democratic candidate Abby Broyles even once.

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Her party affiliation seems like a minor detail with no relationship to a lack of personal accountability for the outcomes she’s responsible for. Nevertheless, she persisted…

This situation just shows how brave and relentless of a fighter Abby Broyles is for the people of Oklahoma. Overcoming adversity like this is exactly how she’ll help marginalized Oklahomans with things like high gas prices, inflation and having their businesses shut down by the government.

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I have been around some stupid instructors in my life, but this guy takes top prize. I cannot believe anyone with responsibility would allow this crap. Not only is he an idiot, but, the “students” are just as dumb. I hope this is totally fake.

https://www.instagram.com/p/CaaIAxgJMiw/

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“Clean up on lane 3, wet clean up on lane 3.”

I would superimpose a disclaimer if I were leadfaucet tachtical, to make sure no one thought this was one of my training sessions.

This seems criminal in its idiocy.

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https://www.instagram.com/p/CaPj7gPJwz2/?utm_medium=copy_link

Lol

Florida teacher beaten and hospitalized after attack by 5-year-old student, police say (msn.com)

Okay, the title is clickbait - kind of. Still, a 5 year old legit made a teacher in her 30’s land in the hospital… I don’t know if I want to shame the teacher for getting a can of whoop-ass from a toddler, or give props to the 5 year old for being a stud.

The title isn’t really clickbait. It’s not really hard to hurt a small woman. He jumped at her and knocked her down and she hit her head. No props called for. That’s just mean.

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Maybe it’s time we start requiring a certain level of combative proficiency for primary school educators. I only say this in half-jest.

Of course, back in my day your elementary school principal could just whap you on the top of your skull with his West Point class ring and that would be the beginning of your painful injury and the end of your bad behavior. The do-gooders and their lawyerly allies have seen those old methods out the door, and children today should (in theory) reap the benefits of few to no meaningful checks and balances on their more egregious behaviors.

I predict a batch of increasingly well-adjusted adults as time goes on.

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Not sure if this is a great thread for this but didn’t seem to fit elsewhere.

Is nobody else noticing the similarity with the current economy to the 2008 collapse? Housing prices increasing at unsustainable rates, gas spiking up to well over $4.00 a gallon (as it did in '08), inflation worse than any time in the last 40 years (not related to 08 per se).

I haven’t seen any comparisons in the news.

Of course, I could be misreading things. I was a young, naieve college sophomore in 08. Mostly all I knew was I couldn’t get an internship.

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I was seeing these similarities at the very beginning of the housing market boom honestly.

The biggest difference, to my knowledge, is that banks haven’t given out loans that they know the borrower can’t afford. There was a pretty significant mortgage system overhaul as a result of the 08 crash, but I am concerned that the subsidized lower interest rate loans of 2020 will come back around to bite the banks in the ass.

I don’t care about the banks’ asses, but these lower interest rates allowed people to purchase homes much above their normal spending power. My convern is if another harsh recession hits and businesses close their doors, that (less) people will default on their loans but now the amount owed is far more than it would have been in 08.

I am absolutely concerned about this bubble popping for both of my houses.

Me too. My house is currently my most significant asset (having kiddos young hampers investment opportunity).

This is true and in states where taxes are not capped in increase per year, the real estate tax burden may cause many to default too. (FL limits increase on tax to a maximum percent year over year regardless of house value until you sell it to the next sucker).

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The fundamental causes of the great recession are not present. Not saying our economy won’t burst, but if it does it’ll be for fundamentally different reasons than 2008.

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The housing boom in 08 and now are different in two ways

banks are not giving out 500 thousand dollar loans to individuals on minimum wage (a little exaggerated, but the point is there)

nowadays its heads on beds vs flipping to make a profit

The difference here is that they are doing this, but the mortgage payment is more possible for the minimum wage person to pay (exaggerated) because of lower interest rates.

How are they doing this, the applicants have to qualify for the loan based on their income level…i sold my mothers home in florida last year and several applicants did not qualify because their income was not enough

In 2008, banks were just handing out loans to people who could not afford the payments

This isn’t a solid number. It’s often calculated based on debt:income ratio, and extrapolated out to add in a hypothetical loan value.
If you’re taking a 500,000$ loan out on 2.5% interest (exaggerated), your payment is ~$2,000/mo
If you take a 375,000 loan out at 5% interest (also exaggerated), your payment is still ~$2,000/mo

government subsidies are a bitch

Did not know that…thanks for setting me straight

I meant to say that you are correct, people DO need to qualify based on income - its just not as straight-forward as that sounds. :slightly_smiling_face:

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I was a little too simplistic, :laughing:

Blaming gas prices on Biden is ‘frankly un-American,’ Democrat Rep. says (msn.com)
From the article:
“People were already suffering at the gas pump before this,” Schrier said. “We saw an increase of over a dollar per gallon over the last year and a half or so. That can be blamed realistically on the pandemic.”"

“The average price of gas has risen 57 of the last 59 days, a recent AAA report showed, including a 41-cent bump over the last 7 days.”

"Gas prices have risen 59% since President Biden took office — prior to Russia’s invasion of Ukraine — with the nationwide average hovering just over $4.30, according to the report. "

Spinmasters, they are.