Have an ex who bartended at SET in South Beach for a few years and she was averaging close to 150 k a year, and that was working 3, sometimes 4 days a week. Have another ex who bartended at Crome here in Houston a few years ago when it was the hottest club in Houston and she made about 70k. It really depends on where you are, but 6 figures a year as a bartender is definitely doable.
[quote]HoustonGuy wrote:
[quote]Soulja874 wrote:
[quote]Christine wrote:
No debt except for home. Just refinanced to a 15 year at 3.75%. And the loan is small (comparatively). Could pay it off now were I so inclined.
No car loan.
No credit cards.
No desire for designer crap.
Rarely eat out.
Unamerican way to live. [/quote]
I thought the financially gifted and accountants of TN said that it was actually a bad thing not to have a credit card. That as long as you only spent money that you actually had you were building a consistent and positive credit history.
amidoingitwrong?[/quote]
Credit cards are stupid if you don’t pay the balance on time or if you spend more than you have.
If you only have $100 and charge $1000 to a card, you are in debt for 10x more money than you have, plus interest, for example. Stupid.
If you have $100 and you spend it on your card, then pay your balance off immediatly however, you can build credit and stay within your means.
And if you get a cash rewards card and have $100 but spend $100 on your card and pay it off on time (avoiding interest) you will get maybe 3% back and actually got $100 for $97 dollars.
The problem is most people won’t be disciplined enough to use the card intelligently and will just charge shit they couldn’t afford before, still can’t afford and then have to pay interest on.
But they won’t because they can’t and then the world’s economy crashes, banks fail, home loans are forclosed on, and the people who could never afford the shit they borrowed to buy in the first place cry bloody murder, elect a president who plays robin hood and steals from financially responsible people to give money to financially irresponsible people so they can start the process all over again.
Except now there is less money circulating in the economy because the real cash, actual revenue, was stolen from the wealthy and from corporations in the form of increased tax and thrown in to the black hole of bad loans and poor decisions and we experience a “double dip recession” an amount of times that remains to be seen as the now highly taxed corporations have less capital to create jobs with that people can earn money from to pay their loans which would simply and ultimately end the madness world wide.
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IMHO, this is how credit card or credit work: U put money in banks (aka savings), they pay u a minimal amount of interest, and use YOUR money to lend (as credit card loan, housing loan, car loan, business loan etc) and charge a higher interest to you. Of course, not all loan are bad but I reckon it may NOT be a good idea then to park all ur $$$ in bank, just maybe some “rainy day” money and a bit more and the rest, some form of investment…
[quote]HoustonGuy wrote:
[quote]TheBodyGuard wrote:
[quote]HoustonGuy wrote:
That’s cool. I think the happiest people are those who can be in the moment and love it.
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All of life is a series of moments…[/quote]
Yes and if you get too wrapped up in trying to control them, they lose their magic.[/quote]
And if you don’t recognize each one, there is no magic 
You hardly need elite ‘people skills’ to be a successful bar/cub service person or whatever. Look at that slut that banged Tiger, Rachel Uchitel. Bitch got rich by working as a VIP waitress then got into some joint venture and opened a club in Vegas (Tao I think).
Opportunistic - check. Relatively attractive - check. Big tits - check.
[quote]Christine wrote:
[quote]HoustonGuy wrote:
[quote]Christine wrote:
[quote]HoustonGuy wrote:
[quote]Christine wrote:
[quote]Professor X wrote:
[quote]Christine wrote:
No debt except for home. Just refinanced to a 15 year at 3.75%. And the loan is small (comparatively). Could pay it off now were I so inclined.
No car loan.
No credit cards.
No desire for designer crap.
Rarely eat out.
Unamerican way to live. [/quote]
While I applaud this, everyone isn’t so lucky. I am pretty sure the average guy coming out of dental, medical, or even law school is in significant debt.
I had my car paid off…and then it got mangled in a car accident soon afterwards…so back to more car payments.[/quote]
I am lucky. I was taught frugality and how to handle money from a young age.
When I was a teenager I lamented to my dad that everyone else has nicer clothes and nicer cars and such. His response was something to the effect that we could see what they owned, but have no idea what they owe.[/quote]
Very true. Of course after an amount of time of successful money management and investing, it is possible to cruise around in a brand new Range Rover traded in for each new model, designer clothes, eat at all the fancy restaruants and take bitches home to highrise with out worry because the money you have invested is paying returns above what you are spending (You still have to live within your means though).
It just depends on which side of the interest line you are on. Is it working for you or stealing from you?
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I totally understand where you are coming from, but I really don’t want a lot of stuff. (although I do have a bit of a shoe addiction) The green eye monster doesn’t emerge when I see someone with expensive items. (save shoes, of course)
If I fell into a vat of millions, I’d probably end up giving most of it away to charities. [/quote]
It’s all perspective.
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It is and I am not knocking anyone who wants a bunch of material items. Sure, money can make life easier, but while I have no desire to be poor, I also have no desire to be rich.[/quote]
Watch the movie the Joneses starring David Duchovny and Demi Moore. It’s basically about America’s consumer society and how having that ‘cool new thing’ is so heavily valued.
Ive heard that from a guy working at one of the nicer hotel/clubs on south beach. Hes a friend of a friend, so cant really vouch for him, and a lot of people are full of shit in miami, but when a vodka redbull is 27 and gratuity is already included, it wouldnt surprise me if it was true.
Plus there are plenty of high rollers and 30thousand millionaires here pretending to be high rollers who Im sure love to flash benjamins around the hotties and hookers, so…