Peter Schiff -The Dollar Collapse Starts Now!

[quote]JEATON wrote:
Dr. Pangloss wrote:
Currencies are driven by interest rates; specifically, they’re driven by interest rate differentials. Once US short-term rates start moving up vis-a-vis other currencies, you’ll start to see the dollar appreciate. You may also see the dollar advance due to European-regional issues (witness todays %1.4 move in the dollar due to concern over Dubai). Either way, there’s no official “reserve status” hat that the dollar wears - or has ever worn - it simply is the currency that most of the world chooses to hold. That being said, there is no better single currency. A very good case could be made for a central bank to hold currencies in equal weighting to their foreign trade, and that alone accounted for a large percentage of the weakness in the dollar/Euro during the early part of this decade.

Points well made.
I have been watching the DXY closely for the last few months. I like the look of this little move off of 74.21. Most of the worlds attention has been on us (U.S.) for the last year. By this, I mean all of the negatives that have occurred. It was a chance for the rest of the world to pat themselves on the back and say, “Look at the high and mighty U.S. Look how they have fallen.” With their new found self esteem, they have neglected to take a look in the mirror. Yes, it is bad here. But it is no better elsewhere. I am concerned that maybe Dubai is just a prelude.
We are the economic engine of the world. When we catch the flu, it spreads. I have the bad feeling that China is not as sound as we been lead to believe. I am reminded of the cold war and the opinion that the rest of the world had about Russia and its position as a military power. In the end we discovered that they were conducting parades with what amounted to card board cut outs of missiles and weaponry. I am not saying that China is this bad. I do have my doubts though.
I also have my doubts about gold at these levels. Again, it reminds me of oil about a year and a half ago. It was going to $300-$400, no question. And then…
Today, everyone is talking about how gold is going to $2000-$5000 an ounce. People with no investing knowledge at all are asking me how do they buy gold. Even John S, who I admire for his thirst for knowledge and his enthusiasm, is talking about restructuring his student loans in order to by gold and silver. I consider John to be very intelligent, but this kind of behavior screams to me that the top is very near.

Let me give you a scenario that you can laugh at if you choose. Everyone talks of gold as being the only true money. I get it, but only to a point. If you are using it as an investment vehicle, or a hedge and are diversified, go for it. But if you are buying gold coin and such to use as real currency in the event of an economic meltdown then think it through very carefully. This is not the middle ages. Commerce is not set up to run on gold. If things got so bad that paper money was worthless, who is going to take your gold? The government would have already seized it by this point and made its possession illegal. And even assuming they did not, what would you do with it. If things were that bad, most trade would be reduced to the barter system on the local level. You can’t eat gold. My family is hungry and you offer me either a gold coin or a chicken, I’m taking the chicken.

I am not the smartest man in the world, this forum, and maybe even the room I am setting in now. I am just suggesting that folks think things through from multiple perspectives before they hitch their boxcar to any particular train. [/quote]

If there is a total breakdown of the economy no form of money will help you.

However, if there is a money economy left, gold will probably be onr of the moneys.

So I do not really see how you make a case against gold.


I don’t need a “case” against gold. I see the value of it, and it’s going through a well deserved boom. Many of you have fallen for a gambling mentality regarding gold price expectations. Several elements have caused this bubble.

There will be a run on the dollar, before the middle of January. Sellers will bring the buyers that have backed away to the market again.

Here’s my case against gold:

[quote]ZEB wrote:
dhickey,

There is only one thing left for you to do on this thread. You must predict when the end of the US dollar will come. I’m not being sarcastic, while I don’t agree with you I’d like to know what you think. When will it happen? Also what are you doing about it? Where are you putting your money right now? Gold, silver, euro’s?
[/quote]
I have no idea when the dollar is going to collapse. It is easy to see why it is not in good shape. It is not easy to see just how far we can inflate it before large holdings hit the market. This is what you need to watch for.

There is. A logical argument why the laws of supply and demand do not apply to currency. Or show me how we are not inflating the dollar. “The market is too complex” is not a defense of the dollar.

What am I doing? Not spending money I don’t have. Keeping my paid for 95k mile car instead of getting a new one. Paying off the Wife’s truck. Not keeping large amounts of us dollars in cash accounts. Going conservative on my investments.

My investment stratagy follows Peter Schiff’s pretty closely. I am not overly excited about gold. I spent my rainy day fund on an addition to the house. This will be replenished in December and it will be in gold. To me gold is a decent liquid asset that may need to be turned into cash should I lose my job. Guns and ammo are also easily converted to cash and holding their value very well. I have a collection worth a few bucks. Any commodity works for this, just pick one that is easy to store and sell.

Dividend paying stocks in countries with solid currency better fit my investment needs. I am not retiring any time soon. Dividend are being reinvested until I need the income.

I sincerly hopes this pays off well for you. I only have one account with US stocks and it has done relatively well. The only reason I have it is because my current employer contributes with no match by me. It will soon be my only Mutual fund account.

As someone in telecom during the telecom bubble, I can only suggest you haven’t made any $ until you sell the stocks for a profit. Be ready to sell. You also need to index your ivestment paper returns against the dollar. When it falls, it will fall fast and hard.

I don’t beleive anyone is arguing that foreign stocks won’t fall as well. A collapsing dollar willl certainly send ripples accross the globe, but if you chose conservative stocks from contries with solid currency, they will quickly bespoke from the dollar collapse.

That’s fine. You can continue to behave as if nothting is wrong. Just keep your eyes open and have a plan should things take a turn for the worse. If I can get another solid 5 years out of the economy and my current employment, I will be set. I will entering my 40s with a sizable nest egg that can pay me the differense between my current salary and a job that may pay much less. This would be fantastic, I am just not counting on it. It’s great if it happens but I will be as prepared as I can be if it does not.

I don’t give investment advise and would never expect anyone to follow my lead. Investment stratagies are infinitely personal. If I were single with no family, my investment strategy would be completely diffent. If I were making significantly more or less money, my investment stratagy would be much different. At this moment I have the ability to put aside enough money for retirement and don’t need a spectacular return to retire early. I need conservative investments that I can count on being there. I also want an investement that could provide income should me employment change.

[quote]dhickey wrote:
ZEB wrote:

I have no idea when the dollar is going to collapse. It is easy to see why it is not in good shape. It is not easy to see just how far we can inflate it before large holdings hit the market. This is what you need to watch for.[/quote]

Large holdings such as?

[quote]

My investment stratagy follows Peter Schiff’s pretty closely.[/quote]

Schiff missed the recent stock rally from under 7000 Dow to where it is today. Granted it may not stay there, but where was Schiff’s advice that it’s going to bounce back? I made money between that point and now, those who listened to Schiff were buying guns. I don’t know it just seemed a little to Mad Max (Mel Gibsom movie) for me so I bought stocks then and I’m glad I did.

[quote]
I spent my rainy day fund on an addition to the house.[/quote] Always a good investment.

The wisest investment people I’ve spoken with have said to put 5% of your worth in gold.

There’s that doomsday tone once again. You actually think you’ll have to convert your ammo to cash? I mean no insult, just sort of surprised.

[quote]
I will tell you what I’m doing. I’m currently buying US stocks and have made a bundle as I bought in when the dow was around 7000. Now maybe I’m wrong on the dollar and you are 100% right but so far betting with the US economy has paid off nicely for me in real dollars that are worth about .75, but none the less I’m way ahead of the game.

I sincerly hopes this pays off well for you.[/quote]
Thanks, it already has in certain stocks.

There’s that ominous tone again; when it falls fast and hard not if. Sheesh dhickey you’re creeping me out.

There you go again. Tell me, what do you think Tim Geithner is thinking? Why is he making the financial moves that he’s making if it will bring financial ruin. He doesn’t know what you know?

Again with the collapse…

[quote]
That’s fine. You can continue to behave as if nothting is wrong.[/quote]

I wouldn’t say that I’m doing that. I’ve increased my percentage of precious metals and also invested in some realestate.

[quote]

Just keep your eyes open and have a plan should things take a turn for the worse.[/quote]

Always good advice.

How so? Would you be hiking into the mountains with guns? No seriously what would you do differently?

Sounds like you have all the bases covered you’re a smart guy and will always land on your feet.

Geithner is going to be out of a job soon. I wouldn’t worry about what he thinks.

[quote]LIFTICVSMAXIMVS wrote:
Geithner is going to be out of a job soon. I wouldn’t worry about what he thinks.[/quote]

Is this something that you’d bet on?

I wanted to revisit this topic in light of the unemployment report today. There were many less jobs lost this month than expected, with none of the usual caveats ie: seasonal adjustments, more/less days in a month, etc.

While the equities used the announcement as a chance to rally, the dollar rallied against the rest of the world almost immediately. The sole difference between the world economy between 7:29 CST and 7:31 was the jobs report.

The better jobs report immediately moved the anticipated schedule of rate hikes forward by 3 months, and therefore we saw a commensurate rally in the dollar. I go back to what I said in a previous post, which was that foreign exchange rates are a function of short-term, market based interest rates. Nothing more, nothing less. In fact, interest rate arbitrage mandates this.

When looking at the devauled dollar you have to see that the US employees, if employed by international companies, seem cheap. By devauluing the dollar we might get some employment back, but then with more employees you get more money and more purchasing. More money and purchasing you get inflation.

Once unemployement starts to turn they need to turn off the spigits on government spending or inflation will take off. I am too young to remember what actually happened in the early 1980s, but I know that things are a lot more expensive today than they were in the early 1980s.

The government really needs to keep a close eye on this, but the government being so big will take a long time to slow down, so I personally think inflation is going to hit the fan maybe in the 10% amount.

[quote]ZEB wrote:

[quote]LIFTICVSMAXIMVS wrote:
Geithner is going to be out of a job soon. I wouldn’t worry about what he thinks.[/quote]

Is this something that you’d bet on?[/quote]

Yes, just for the fact that Obama is going to need someone he can throw under the bus when he realizes he’s breaking the economy worse than Bush ever did. This is not to say Geithner knows what he is doing. He is ignorant of basic economics.

Once all the temp workers that where hired are let go at the end of this month-beginning of next month expect unemployment to be on the rise again.

With unemployment going to go up, Gold will follow.