My HC Insurance Went Up

Off Topic Politics & World Issues
81

[quote]CappedAndPlanIt wrote:

[quote]MaximusB wrote:

[quote]CappedAndPlanIt wrote:
If ice cream cost 10 dollars a pint, what would happen? People would probably still buy it, but they would treat it as an occasional delicacy rather than something it’s “normal” to have a bowl of every night.

Isn’t making crap food cheap subsidizing bad food choices? [/quote]

Problem is, who gets to define what shit food is? Where does it start and stop? You have some “medical experts” that claim eating too much protein is bad for your kidneys. Does that mean that it will become illegal to drink protein shakes that have more than “X” grams of protein in it?

What about the health benefits of red wine we see in the media? The usual verbage is something like, “A glass or two is ok, but in moderation.” What is moderate, who defines it, and who will bust my balls if I don’t abide?

I think it will always come down to personal choice.

[/quote]

Why do you keep talking about “making things illegal”? I’m just talking about not making things super cheap and convenient.[/quote]

Why should such foods be elitist?

82

[quote]MaximusB wrote:
What does my height and “being big” have to do with having a good life or me being lucky?[/quote]

You went to a division one school as a center. It you can’t see that as something most of us haven’t done, you didn’t learn very much at the school. Honestly, you being able to attend that school is a good thing and something that separates you from most of the people on the planet.

Ask Chris.

A lot actually. You have insurance coverage, other don’t. That’s a good thing for you. Again, you may not see it as such.

You DO have the money to pay the extra rate that they are asking for UNSPECIFIED reasons (at least you didn’t say that you were now going to have to go without because of the extra cash they are asking for). Again, a good thing for you.

[quote]In my original post on this thread, I made no mention of my religious position, financial position, I did make a reference to my size to give those who would read the thread a background of where I am physically.

The point I was trying to make, was that in THE REAL WORLD (something many people here miss.)[/quote]

Believe it or not, when you say that you have something that your earned, you are saying something about your financial position (and work ethic, and a number of other positive qualities).

Your point missed because you failed to make the connection with evidence to Obama and the increase. And you do maintain that they increased your rate for no specified reason.

[quote]To all of you future beard scratching cubicle hamsters, I offer you this (attention Ryan P McCarter and Fighting Irish)…sometimes your utopian projection when you create an idea is basically a walking breathing bowel movement. Many of the projections, numbers, and figures used when creating social entitlement programs are over-ambitious TO SAY THE LEAST. And there is no planned mechanism to deal with times of low revenue. What do you think will happen when there is no strategy to deal with such situations. I will tell you, it’s called FUCKING FAILURE. It’s simple math, not Pelosi math.

My rate went up, for NO reason specified, which is code for “we need to pay for ObamaCare, so we need to ass-rape the wallets of healthy people.” The president shouted to the heavens that if you like your plan, you can keep it. Well, as these increases continue, there is a point where I will just say fuck, come arrest me. I am tempted to send my letter to the media, see if they pick up on it. [/quote]

This is what I don’t understand.

Your insurance company made the decision to ask you for more money citing nothing about ObamaCare. They are the ones bending you over and you are thinking about Obama when you are being taken. That makes it tougher to deal with sure, but it’s capitalism working as capitalism works. Scum bag insurance companies, nothing new. Direct your dissatisfaction towards those billing you more. They are the ones you are empowering when you blame their actions on Obama.

83

[quote]PatMac wrote:

[quote]apbt55 wrote:

Here is the thing, he worked for what he has, why should anyo9ne assume they have the right to take what he has worked for.

If he chooses to give that is one thing, he can designate where what goes and it will probably used more efficiently.[/quote]

He is giving his money to the insurance provider therefore granting them the right. He has the power to save his money and he gives it to them. To blame this on Obama is to ignore the capitalist insurance company that is asking him for more money and his willing decision to pay the higher amount. He has control yet blames someone else.

Obama is a great catch-all except in this case it’s private business that’s asking him for his cash and he’s handing it over blaming the POTUS.

Maybe, but that isn’t what is happening here - at least I’m not able to see this coming back to Obama (yet) based on what his insurance company sent him. He’s able to see it that way, but it seems more like a feeling than a fact. And it does seem to go along with his trend of not being very fond of Obama.

I think his insurance company, like most insurance companies, are just driving up rates as they choose. Something that may not occur if the industry was better (gasp) regulated.

[quote]where I work, the global headquarters is in France, they just start this genius idea of tiering how mush you pay for your healthcare. So if you make more you pay more for the same exact coverage. Want to know the funny thing is this upset and insulted those in the lower brackets as much as those in the upper brackets. Because it is demotivating. Now when you get a raise you lose most of it. For the same coverage.

Should food be the same. Should the cost of a chicken breast be proportional to what you make.

Oh so we can all aspire to nothing and still all have the same shit, who is going to pay to subsidize that?[/quote]

Lazy people will aspire to nothing. The rest of us will work hard to achieve the life we believe we have the right to live. If you aspire to nothing, you are lazy; regardless of where you life or their system of government. I think this is why so many people irrationally fear socialist policies. Once ones needs are met, they should move on and do the things that are fulfilling for them.

The actual number of complete deadbeats is a lot lower than to warrant this irrational fear of change.[/quote]

I understand, there were some interjections from another argument about the regulations.

I don’t pin this on Obama, I pin this on all who think that bigger government and more regulation is the answer. He and Bush both fall in that category.

I would disagree with the notion of number irresponsible people, not deadbeats, just think they need or deserve more than they do. There are a large proportion of both in society, that is why we are in the economic state we are in.

84

Regulation is not the answer, accountability is.

for both people and companies.

85

[quote]PatMac wrote:

[quote]MaximusB wrote:
What does my height and “being big” have to do with having a good life or me being lucky?[/quote]

You went to a division one school as a center. It you can’t see that as something most of us haven’t done, you didn’t learn very much at the school. Honestly, you being able to attend that school is a good thing and something that separates you from most of the people on the planet.

Ask Chris.

A lot actually. You have insurance coverage, other don’t. That’s a good thing for you. Again, you may not see it as such.

You DO have the money to pay the extra rate that they are asking for UNSPECIFIED reasons (at least you didn’t say that you were now going to have to go without because of the extra cash they are asking for). Again, a good thing for you.

[quote]In my original post on this thread, I made no mention of my religious position, financial position, I did make a reference to my size to give those who would read the thread a background of where I am physically.

The point I was trying to make, was that in THE REAL WORLD (something many people here miss.)[/quote]

Believe it or not, when you say that you have something that your earned, you are saying something about your financial position (and work ethic, and a number of other positive qualities).

Your point missed because you failed to make the connection with evidence to Obama and the increase. And you do maintain that they increased your rate for no specified reason.

[quote]To all of you future beard scratching cubicle hamsters, I offer you this (attention Ryan P McCarter and Fighting Irish)…sometimes your utopian projection when you create an idea is basically a walking breathing bowel movement. Many of the projections, numbers, and figures used when creating social entitlement programs are over-ambitious TO SAY THE LEAST. And there is no planned mechanism to deal with times of low revenue. What do you think will happen when there is no strategy to deal with such situations. I will tell you, it’s called FUCKING FAILURE. It’s simple math, not Pelosi math.

My rate went up, for NO reason specified, which is code for “we need to pay for ObamaCare, so we need to ass-rape the wallets of healthy people.” The president shouted to the heavens that if you like your plan, you can keep it. Well, as these increases continue, there is a point where I will just say fuck, come arrest me. I am tempted to send my letter to the media, see if they pick up on it. [/quote]

This is what I don’t understand.

Your insurance company made the decision to ask you for more money citing nothing about ObamaCare. They are the ones bending you over and you are thinking about Obama when you are being taken. That makes it tougher to deal with sure, but it’s capitalism working as capitalism works. Scum bag insurance companies, nothing new. Direct your dissatisfaction towards those billing you more. They are the ones you are empowering when you blame their actions on Obama.[/quote]

Why does my attending and playing center for a d-1 school make me lucky? Because it is something you didn’t do ? Can you not see this as a subjective statement ? I have never scaled Mt. Everest, does that make me unlucky ?

My ability to have coverage can and will eventually change, by simply making it unaffordable. I do not consider anyone who makes alot of money “lucky” because you assume the amount of work (or lack of work) in what it took for them or myself to make money. If I made my money by winning the lottery, I would say I am lucky. But that is not the case.

The only reason my rate went up was because of Obamacare. Nothing else has changed.

What did I earn? You keep bringing up something that I “earned” yet I don’t see you specify what that is? So what did I earn?

My insurance company is not asking me, they are telling me, that if I want to continue having my health insurance with this company, that I will HAVE to pay more. Where did you read that they are “asking” me for more money ?

86

Regulation is not the answer, accountability is.

for both people and companies.

87

if you don’t believe in God, then instead of it being a talent or gift from God it is luck.

but we are the illogical superstitious ones.

88

Admittedly, I’m making some assumptions that may not be accurate. I apologize for any inaccuracies.

Initially I said you had it good and that you live a blessed life; compared to some, actually, most people on the planet.

You brought luck into it. As far as what makes you lucky and unlucky, I’ll leave that for you to decide.

I’m assuming you have worked hard to achieve / earn whatever success you have. I’m not attempting to take any of this away from you.

Luck is your concept and any assumptions based on it are also yours.

What about the increases other years when ObamaCase didn’t impact anything? To put this ALL on that program while ignoring past increases isn’t examining the entire picture. They even give reason in their letter.

You have earned your place on the team, your place in the school, your degree, your job and your pay. If you can’t see that your hard work and effort being the primary component in your successes, you’re not going to see how you have earned anything.

Just so you know, lazy people don’t get to attend college and they don’t get to play on high level sports teams.

I read the letter they posted you, they are asking you to pay more or go without coverage. They are asking you because you can make the decision to not buy - capitalism. You must see how you have the choice to buy or not to buy and therefore are being asked to pay more and not being told you must pay more; as you can always choose to go without?

Again Max, I don’t understand how you drew the conclusion that the increase is ONLY because of ObamaCare and not for the actual reasons cited in the letter. Or for the simple fact that companies are in business to make lots of money.

89

[quote]PatMac wrote:

Lazy people will aspire to nothing. The rest of us will work hard to achieve the life we believe we have the right to live. If you aspire to nothing, you are lazy; regardless of where you life or their system of government. I think this is why so many people irrationally fear socialist policies. Once ones needs are met, they should move on and do the things that are fulfilling for them.

The actual number of complete deadbeats is a lot lower than to warrant this irrational fear of change.[/quote]

So you live in a world where people bust their ass even though they gain nothing from it?

So I guess slaves picked cotton as slow as possible because they were “lazy”?

Dare I ask, would you say this “lazyness” had a genetic component?

Or was it their “culture”?

Or could it have possibly been for the fact THAT THEY WERE FORCED TO WORK AT FUCKING GUNPOINT WITH NO FUCKING BENEFIT WHATSOEVER?

90

[quote]apbt55 wrote:
Regulation is not the answer, accountability is.

for both people and companies. [/quote]

This is a fair statement.

As it stands now, it appears that many companies have all of the rights of citizens but very few of the responsibilities. Max’s insurance company is another example of it. Pay this increased rate for these reason or go away. Maybe their costs are going up, but they’re not going to go to much of an effort to show us that - there was no proof in the form letter he received.

So Max does everything he can to keep rates low and they go up anyway. Without proper transparency the easy conclusion is ObamaCare. This, sadly, give business a pass and take any of the power away from Max that he possibly could have had he known that the rate are going up because of the quest for profit.

91

[quote]orion wrote:

[quote]PatMac wrote:

Lazy people will aspire to nothing. The rest of us will work hard to achieve the life we believe we have the right to live. If you aspire to nothing, you are lazy; regardless of where you life or their system of government. I think this is why so many people irrationally fear socialist policies. Once ones needs are met, they should move on and do the things that are fulfilling for them.

The actual number of complete deadbeats is a lot lower than to warrant this irrational fear of change.[/quote]

So you live in a world where people bust their ass even though they gain nothing from it?

So I guess slaves picked cotton as slow as possible because they were “lazy”?

Dare I ask, would you say this “lazyness” had a genetic component?

Or was it their “culture”?

Or could it have possibly been for the fact THAT THEY WERE FORCED TO WORK AT FUCKING GUNPOINT WITH NO FUCKING BENEFIT WHATSOEVER?[/quote]

LOVE how you are keeping with the non sequiturorial trend of this thread. Well done!

I believe most of the kidnapped people were living or would have lived productive lives in their home country before a bunch of asshole intervened. After that, well, without liberty, one cannot life a self-actualized life. These were not lazy people.

We live in the same world, I see it filled with people who have needs and once these are met, will do the things they want to do. But make no mistake about it, we live in the same world. Not sure we speak the same language though.

Now, what are you attempting to get at with your post specifically?

92

[quote]PatMac wrote:

[quote]orion wrote:

[quote]PatMac wrote:

Lazy people will aspire to nothing. The rest of us will work hard to achieve the life we believe we have the right to live. If you aspire to nothing, you are lazy; regardless of where you life or their system of government. I think this is why so many people irrationally fear socialist policies. Once ones needs are met, they should move on and do the things that are fulfilling for them.

The actual number of complete deadbeats is a lot lower than to warrant this irrational fear of change.[/quote]

So you live in a world where people bust their ass even though they gain nothing from it?

So I guess slaves picked cotton as slow as possible because they were “lazy”?

Dare I ask, would you say this “lazyness” had a genetic component?

Or was it their “culture”?

Or could it have possibly been for the fact THAT THEY WERE FORCED TO WORK AT FUCKING GUNPOINT WITH NO FUCKING BENEFIT WHATSOEVER?[/quote]

LOVE how you are keeping with the non sequiturorial trend of this thread. Well done!

I believe most of the kidnapped people were living or would have lived productive lives in their home country before a bunch of asshole intervened. After that, well, without liberty, one cannot life a self-actualized life. These were not lazy people.

We live in the same world, I see it filled with people who have needs and once these are met, will do the things they want to do. But make no mistake about it, we live in the same world. Not sure we speak the same language though.

Now, what are you attempting to get at with your post specifically? [/quote]

That in order to stop working when there is nothing in it for you is not “lazy” but “human”.

In fact, if you continue to work hard after “socialist policies have been implemented” you are not only not being “not lazy”, you are also an idiot.

You are Boxer in the Animal Farm and practically beg for the same fate.

93

[quote]PatMac wrote:

[quote]dk44 wrote:

[quote]PatMac wrote:

[quote]MaximusB wrote:
Dear President Barry,

Why did you lie to me ? You owe me that much? You stood in front of podiums, shouting about how your insurance will not go up one penny if you like your plan. You told people to get in the faces of those who would spread lies about your health care bill. Well here it is Mr. President. The bomb shell I got in the mail today. I personally want to thank you sir, you owe me $47 per month, or $564 for the year, because of your lie.

This is no longer propaganda, this is not vitriol, rhetoric, or incessant lying. I take cash or Paypal Mr. President. Please pay up soon Mr. President, because interest will accumulate, and I know you’re all about that spending intelligently you keep thumping.

[/quote]

You live a blessed life!

You have health care coverage, you have the money to pay the rate they are now asking you to pay and you have the free time to see yourself as the victim of the POTUS decisions.

Seriously, you don’t know how good you have it. And you’re over 6 feet tall and weigh more than 224lbs? Lord almighty, you poor poor man! [/quote]

This has to be the dumbest shit I have read on here yet.[/quote]

Thanks for validating my assumption that you don’t proof read your own posts.[/quote]

:slight_smile:

94

[quote]orion wrote:

[quote]PatMac wrote:

[quote]orion wrote:

[quote]PatMac wrote:

Lazy people will aspire to nothing. The rest of us will work hard to achieve the life we believe we have the right to live. If you aspire to nothing, you are lazy; regardless of where you life or their system of government. I think this is why so many people irrationally fear socialist policies. Once ones needs are met, they should move on and do the things that are fulfilling for them.

The actual number of complete deadbeats is a lot lower than to warrant this irrational fear of change.[/quote]

So you live in a world where people bust their ass even though they gain nothing from it?

So I guess slaves picked cotton as slow as possible because they were “lazy”?

Dare I ask, would you say this “lazyness” had a genetic component?

Or was it their “culture”?

Or could it have possibly been for the fact THAT THEY WERE FORCED TO WORK AT FUCKING GUNPOINT WITH NO FUCKING BENEFIT WHATSOEVER?[/quote]

LOVE how you are keeping with the non sequiturorial trend of this thread. Well done!

I believe most of the kidnapped people were living or would have lived productive lives in their home country before a bunch of asshole intervened. After that, well, without liberty, one cannot life a self-actualized life. These were not lazy people.

We live in the same world, I see it filled with people who have needs and once these are met, will do the things they want to do. But make no mistake about it, we live in the same world. Not sure we speak the same language though.

Now, what are you attempting to get at with your post specifically? [/quote]

That in order to stop working when there is nothing in it for you is not “lazy” but “human”.

In fact, if you continue to work hard after “socialist policies have been implemented” you are not only not being “not lazy”, you are also an idiot.

You are Boxer in the Animal Farm and practically beg for the same fate.

[/quote]

Oh, the slave thing didn’t really help you make your point.

Once my needs are met, I get satisfaction out of experience.

Are you are only capable of getting satisfaction out of being recognized for your efforts with money?

95

[quote]PatMac wrote:

[quote]orion wrote:

[quote]PatMac wrote:

[quote]orion wrote:

[quote]PatMac wrote:

Lazy people will aspire to nothing. The rest of us will work hard to achieve the life we believe we have the right to live. If you aspire to nothing, you are lazy; regardless of where you life or their system of government. I think this is why so many people irrationally fear socialist policies. Once ones needs are met, they should move on and do the things that are fulfilling for them.

The actual number of complete deadbeats is a lot lower than to warrant this irrational fear of change.[/quote]

So you live in a world where people bust their ass even though they gain nothing from it?

So I guess slaves picked cotton as slow as possible because they were “lazy”?

Dare I ask, would you say this “lazyness” had a genetic component?

Or was it their “culture”?

Or could it have possibly been for the fact THAT THEY WERE FORCED TO WORK AT FUCKING GUNPOINT WITH NO FUCKING BENEFIT WHATSOEVER?[/quote]

LOVE how you are keeping with the non sequiturorial trend of this thread. Well done!

I believe most of the kidnapped people were living or would have lived productive lives in their home country before a bunch of asshole intervened. After that, well, without liberty, one cannot life a self-actualized life. These were not lazy people.

We live in the same world, I see it filled with people who have needs and once these are met, will do the things they want to do. But make no mistake about it, we live in the same world. Not sure we speak the same language though.

Now, what are you attempting to get at with your post specifically? [/quote]

That in order to stop working when there is nothing in it for you is not “lazy” but “human”.

In fact, if you continue to work hard after “socialist policies have been implemented” you are not only not being “not lazy”, you are also an idiot.

You are Boxer in the Animal Farm and practically beg for the same fate.

[/quote]

Oh, the slave thing didn’t really help you make your point.

Once my needs are met, I get satisfaction out of experience.

Are you are only capable of getting satisfaction out of being recognized for your efforts with money?[/quote]

And what if I am?

96

[quote]MaximusB wrote:

[quote]CappedAndPlanIt wrote:

[quote]MaximusB wrote:

[quote]CappedAndPlanIt wrote:
If ice cream cost 10 dollars a pint, what would happen? People would probably still buy it, but they would treat it as an occasional delicacy rather than something it’s “normal” to have a bowl of every night.

Isn’t making crap food cheap subsidizing bad food choices? [/quote]

Problem is, who gets to define what shit food is? Where does it start and stop? You have some “medical experts” that claim eating too much protein is bad for your kidneys. Does that mean that it will become illegal to drink protein shakes that have more than “X” grams of protein in it?

What about the health benefits of red wine we see in the media? The usual verbage is something like, “A glass or two is ok, but in moderation.” What is moderate, who defines it, and who will bust my balls if I don’t abide?

I think it will always come down to personal choice.

[/quote]

Why do you keep talking about “making things illegal”? I’m just talking about not making things super cheap and convenient.[/quote]

Why should such foods be elitist?[/quote]

So millions of people dont get fat and cause your health insurance to go up?

97

[quote]PatMac wrote:

[quote]apbt55 wrote:
Regulation is not the answer, accountability is.

for both people and companies. [/quote]

This is a fair statement.

As it stands now, it appears that many companies have all of the rights of citizens but very few of the responsibilities. Max’s insurance company is another example of it. Pay this increased rate for these reason or go away. Maybe their costs are going up, but they’re not going to go to much of an effort to show us that - there was no proof in the form letter he received.

So Max does everything he can to keep rates low and they go up anyway. Without proper transparency the easy conclusion is ObamaCare. This, sadly, give business a pass and take any of the power away from Max that he possibly could have had he known that the rate are going up because of the quest for profit.[/quote]

I work in vaccines, the FDA is just starting to go after CEOs for non compliance issues,

it is extremely hard to get disbarred and it sickens me what people can get away with.

There are alot of really good people who care about what they do, and then there are the ones that just care about meeting deadlines and the bottom dollar.

Start holding them criminally accountable for their actions.

The answer isn’t more regs, it is smart regs and actual enforcement.

98

[quote]CappedAndPlanIt wrote:

[quote]MaximusB wrote:

[quote]CappedAndPlanIt wrote:

[quote]MaximusB wrote:

[quote]CappedAndPlanIt wrote:
If ice cream cost 10 dollars a pint, what would happen? People would probably still buy it, but they would treat it as an occasional delicacy rather than something it’s “normal” to have a bowl of every night.

Isn’t making crap food cheap subsidizing bad food choices? [/quote]

Problem is, who gets to define what shit food is? Where does it start and stop? You have some “medical experts” that claim eating too much protein is bad for your kidneys. Does that mean that it will become illegal to drink protein shakes that have more than “X” grams of protein in it?

What about the health benefits of red wine we see in the media? The usual verbage is something like, “A glass or two is ok, but in moderation.” What is moderate, who defines it, and who will bust my balls if I don’t abide?

I think it will always come down to personal choice.

[/quote]

Why do you keep talking about “making things illegal”? I’m just talking about not making things super cheap and convenient.[/quote]

Why should such foods be elitist?[/quote]

So millions of people dont get fat and cause your health insurance to go up?[/quote]

What else would you suggest be outpriced ? And for what reasons? Some imbecile in another thread mentioned that drinking too much water can kill you, should that be “not cheap as fuck?”

Red wine has clinically proven health benefits, but too much can be problematic. Should we ass-rape the wallets of wine aficionados because they “might” drink too much ? Consuming too much fish can lead to mercury toxicity, you plan on taxing the shit out of that too? Where does it stop ?

99

Yes lets raise the price of unhealthy food and put a million or so people out of work. The food has to be made somewhere.

100

[quote]Mufasa wrote:

[quote]MaximusB wrote:

[quote]Gambit_Lost wrote:
I didn’t bother to read the thread, so apologies if this has been covered. But has your insurance ever “gone down?” How does this increase relate to your previous increases?

Don’t bother to answer if you don’t feel like it. [/quote]

No, my insurance has never gone down. This increase is more troubling because the President screamed while thumping his chest, “your current plan won’t go up with this bill !” Remember that part ? [/quote]

I will be the first to admit when I’m wrong, Max…but no…I don’t remember the President saying this. He did say "You will be able to keep your insurance/the insurance you have…but I never remember him saying anything about direct price controls on private companies.

Also, only certain provisions of the Health Reform bill have even kicked in. Some may have added to your increase…but most is a result of the spiraling cost of Health Care.

If the President said " the cost of your plan would not go up" (which I really doubt)…I stand corrected.

Mufasa[/quote]

Perhaps foolishly, I scanned this thread after my post to see if it was responded to. I may have missed something, so apologies if so.

Is this thread just venting and blaming “government” or “Obama” for a major problem that exists (spiraling costs of HC?). If so, I understand. I certainly find it “settling” at times to find an “enemy” and blame it. If not though, why not respond to the “meat” of my question and why ignore Mufasa’s post here?

Again, if I missed your response, apologies. And again, if you don’t feel like responding, please don’t. Have a nice day.