Ever Feel Like a Threadkiller 42

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141

[quote]Hallowed wrote:

[quote]Brother Chris wrote:

[quote]Hallowed wrote:

[quote]Brother Chris wrote:

[quote]Hallowed wrote:

[quote]Brother Chris wrote:
hallowed what kind of work do you do again?[/quote]

Commercial Insurance Broker… I work on behalf of my clients obtaining commercial property and casualty insurance so work comp, fleet auto, large commercial property accounts, general liability specializing in contractors. I do “middle market” so that’s 100k to about 1M in premium per year though my two largest accounts pay $1.5 and$ 2M each per year for their insurance. Its ALOT of people handling and alot of mundane risk management details, don’t worry its not as boring as it sounds… and it keeps me in whey protein.[/quote]

No, not boring…just looking to go into something similar when I graduate next year.[/quote]

Be smart, competitive… and have a high tolerance for bullsnit and a great memory (got to remember what you told to who) I’m sure you possess these traits. Be prepared to become an expert on a topic that you will not be able to discuss with most of the people in your life for fear of boring them to death. Its more fun to do than to talk about. The beautiful thing about insurance… recession proof. As long as there are attorneys… we shall prosper. And do not go company (carrier) side only go broker (retail or wholesale).
[/quote]

<— loves insurance like most menstruating women love chocolate.

What is the difference between carrier and retail/wholesale?[/quote]

Carrier side is working for one of the insurance carriers (state farm, fireman’s fund, golden eagle, etc.) Retail brokers between the carriers and the insureds. That’s what I do. I work on BEHALF of my client protectecting their interests, making sure they are adequately protected and keeping an eye on the sneaky carriers. Insurance is simplified law. Policies are legally binding documents adjucated through the courts. Wholesale brokers between surplus lines (non admitted carriers) which can only be sold by licensed surplus lines brokers to retail.

So if I have a client who has to have a surplus lines policy due to risk (motorcycle parts for example, or apartment buildings on Galveston island) or simply due to size (anything over half a billion in property values has to be surplus lines its too much coverage for standard markets) so surplus lines brokers go between surplus lines carriers and retail brokers. So that structure would be the insured deals with me I deal with surplus lines broker surplus lines broker deals with surplus lines carrier (like lloyds/Lexington)

That paragraph got away from me I’m on my phone not ideal for bulk communicating hope that made some sort of sense.[/quote]

Spot on with that bore your friends to death bit, lol.

142

Hai Peaches… yeah, insurance. Its def not being an actress, in France.

143

I generally hate insurance, because the contracts are “We will insure you for everything except everything, unless you pay for everything, and everything is caused by a covered event, which was defined 17 pages ago, and even then a covered event was defined as a covered event, and HOW IS THIS NOT CLEAR TO YOU???” Fortunately, I don’t have to deal much with that stuff since my part of the relationship is telling my clients, “Uh, make sure you have insurance, and that everyone else does too.” When it comes to claims/denials etc., I tell my clients “Uh, go talk to someone who knows wtf about that.”

But I like Hallowed’s side of insurance. :wink: Mainly cuz I like Hallowed’s side of everything.

144

[quote]pushmepullme wrote:
I generally hate insurance, because the contracts are “We will insure you for everything except everything, unless you pay for everything, and everything is caused by a covered event, which was defined 17 pages ago, and even then a covered event was defined as a covered event, and HOW IS THIS NOT CLEAR TO YOU???” Fortunately, I don’t have to deal much with that stuff since my part of the relationship is telling my clients, “Uh, make sure you have insurance, and that everyone else does too.” When it comes to claims/denials etc., I tell my clients “Uh, go talk to someone who knows wtf about that.”

But I like Hallowed’s side of insurance. :wink: Mainly cuz I like Hallowed’s side of everything.[/quote]

Oh Hai Bacon Snatch! How was ur birthday? Did you ever fill us in on the debauchery, I mean celebrations?

I think you summed up an insurance policy perfectly. They give everything, then take it all away, then give some back, then modify the conditions, ad infinitum. This is why people need Insurance Professionals.

Insurance Professional at Your Service!

145

<— watching Covert Affairs.

146

did someone say bacon snatch?

smells air

147

Let’s see, birthday was nice, I got beer and bar food and movie, which is all I ever really wanted. Had 7 year anniversary last weekend. That was boating and fishing and fun like that. Work has been pretty hella. Inlaws coming to stay for 10 days on the 15th. Trial on the 22nd. FML.

Also, people had asked about the snapper zapper. I have two more sessions left. I’d say it’s 90% reduction in the upper regions, less reduction in the labia area, but it is patchy - like, there is one spot that just doesn’t reduce at all, and there are other spots that are practically bald.

My shaving irritation was almost always in the upper spots, so that reduction is a godsend. I love it, and would do it again in a heartbeat. I still have to shave, but the remaining hair is much finer, and I can shave like, once a week and have it feel freshly waxed still.

148

[quote]pushmepullme wrote:
Also, people had asked about the snapper zapper. I have two more sessions left. I’d say it’s 90% reduction in the upper regions, less reduction in the labia area, but it is patchy - like, there is one spot that just doesn’t reduce at all, and there are other spots that are practically bald.

My shaving irritation was almost always in the upper spots, so that reduction is a godsend. I love it, and would do it again in a heartbeat. I still have to shave, but the remaining hair is much finer, and I can shave like, once a week and have it feel freshly waxed still.[/quote]

can guys get that done?

dont care if anyone calls me homo.

149

[quote]countingbeans wrote:
jan 25th.

My upper lats are so sore, masturbating later is gonna pump them up.[/quote]

we have the same b-day. this must be fate :wink:

150

[quote]Kerley wrote:

[quote]pushmepullme wrote:
Also, people had asked about the snapper zapper. I have two more sessions left. I’d say it’s 90% reduction in the upper regions, less reduction in the labia area, but it is patchy - like, there is one spot that just doesn’t reduce at all, and there are other spots that are practically bald.

My shaving irritation was almost always in the upper spots, so that reduction is a godsend. I love it, and would do it again in a heartbeat. I still have to shave, but the remaining hair is much finer, and I can shave like, once a week and have it feel freshly waxed still.[/quote]

can guys get that done?

dont care if anyone calls me homo.[/quote]

Sure can, Kerly.

Happy belated birthday, PMPM!!

151

[quote]nlmain wrote:

[quote]countingbeans wrote:
jan 25th.

My upper lats are so sore, masturbating later is gonna pump them up.[/quote]

we have the same b-day. this must be fate ;)[/quote]

Also my amazing daddy’s birthday!
my love for u both grows even the so buncher!!!

152

[quote]Hallowed wrote:

[quote]pushmepullme wrote:
I generally hate insurance, because the contracts are “We will insure you for everything except everything, unless you pay for everything, and everything is caused by a covered event, which was defined 17 pages ago, and even then a covered event was defined as a covered event, and HOW IS THIS NOT CLEAR TO YOU???” Fortunately, I don’t have to deal much with that stuff since my part of the relationship is telling my clients, “Uh, make sure you have insurance, and that everyone else does too.” When it comes to claims/denials etc., I tell my clients “Uh, go talk to someone who knows wtf about that.”

But I like Hallowed’s side of insurance. :wink: Mainly cuz I like Hallowed’s side of everything.[/quote]

Oh Hai Bacon Snatch! How was ur birthday? Did you ever fill us in on the debauchery, I mean celebrations?

I think you summed up an insurance policy perfectly. They give everything, then take it all away, then give some back, then modify the conditions, ad infinitum. This is why people need Insurance Professionals.

Insurance Professional at Your Service!
[/quote]

IPYS !

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2304×3072 1.71 MB

groomed my kitty today.
She doesn’t look too keen about it :wink:

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[quote]nlmain wrote:
groomed my kitty today.
She doesn’t look too keen about it ;)[/quote]

Caption: FOAD.

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2304×3072 3.68 MB

upgraded

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[quote]nlmain wrote:
upgraded[/quote]

ahahaha! god we funny!

157

FOAD?

158

[quote]Hallowed wrote:

[quote]Brother Chris wrote:
hallowed what kind of work do you do again?[/quote]

Commercial Insurance Broker… I work on behalf of my clients obtaining commercial property and casualty insurance so work comp, fleet auto, large commercial property accounts, general liability specializing in contractors. I do “middle market” so that’s 100k to about 1M in premium per year though my two largest accounts pay $1.5 and$ 2M each per year for their insurance.

Its ALOT of people handling and alot of mundane risk management details, don’t worry its not as boring as it sounds… and it keeps me in whey protein.[/quote]

how can I get into this? Bass is gud at math and sales…seems like a guud job for me.

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bass spell bad when drinking too many shock tops

160

salmon… its was i had for dinner