What reason would a perfect God have for making false statements in the Bible? Yet, by owning health insurance, you demonstrate to yourself that something in these verses is amiss. You may find yourself in conversations like this:
Norm: Does God answer your prayers?
Chris: Yes, of course. I have a strong personal relationship with God. I pray to him many times each day. Jesus hears my prayers and, through his grace and the grace of the Holy Spirit, my prayers are answered. I am blessed every day by God.
Norm: So if you prayed to Jesus for something, would he answer your prayer?
Chris: Yes. Of course. Jesus promises in the Bible that he answers prayers. We see prayers being answered constantly.
Norm: Why pay for health insurance if you can pray and God will cure you? Why do people need doctors, prescriptions and hospitals?
Chris: Sometimes it is not God’s will to answer prayers.
Norm: But in John 14:14, Jesus says, “If you ask anything in my name, I will do it.” James 5:15 says, “The prayer offered in faith will make the sick person well.” Why would God ignore your prayers?
Chris: God is not some Santa in the sky. He does not answer prayers like that.
Norm: Didn’t you just say that God answers prayers? In the Bible, doesn’t Jesus promise to answer prayers?
Chris: God does answer prayers. I can show you millions of examples of God answering prayers. I have 20 books on my shelf at home filled with answered prayers.
Norm: Then why do you need health insurance?
Chris: Because, sometimes, it is not God’s will to answer a prayer.
Norm: Why do you say that? “The prayer offered in faith will make the sick person well” is completely unambiguous. But when you pray for a cure, in a lot of cases nothing happens. Doesn’t that mean that Jesus is lying?
Chris: No. Jesus is perfect so Jesus cannot lie. When God does not answer a prayer, it is not part of his plan.
Norm: So you go to the doctor anyway?
Chris: Yes. Of course I do.
Norm: Aren’t you defying God’s will? Aren’t you ruining God’s plan?
Chris: No. God does not intend for me to be sick.
Norm: Then why doesn’t God answer your prayers and cure you himself?
Chris: There is no way that we can understand the mysteries of our Lord.