I just came clean with mine, while he seemed a little weird at first, he told me just to let him know when I do it so he can monitor. Which was a surprise, I was expecting a different response.
Don’t they put this information on file so they can track for future treatment? (not necessarily from this doctor for this reason)?
Do you pay out of pocket for this doc? Usually they don’t care cause they are working for you, not insurance. If i could afford it I would dump my insurance and primary and just go to the doc that prescribes my TRT. He seems to care more about my health and how to fix issues than my primary who just gives me pills and send me away.
The answer to your question though is no. I haven’t told him directly but he has made comments to me and i can say with 99% certainty he knows.
Thats what I did. My out of pocket costs are not much higher than through insurance other than not being applied toward the deductible. I switched from treatment by an Endo to Defy. I just felt Defy knows this stuff better plus they allow more flexibility in higher dosages. I don’t blast anymore but even when I did, I wouldn’t say anything.
This just made me think; are TRT bills tax deductible? Because all other medical bills paid out of pocket are tax deductible…
I wouldn’t doubt it would cost me way less per year as my insurance through my work the me and the wife is off the hook but if one of us needs surgery or has a major medical issue then we would be wishing we kept it. It just sucks seeing that much money go out the door every month and then the primary is always fighting you because of insuarance instead of focusing on proper care.
Along these lines I wonder if you could use flex money to reimburse the costs? Mine aren’t much so not a big deal but if i were paying $150/month plus labs it might be a different story.
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My private doc was doing my TRT for years, and I told him that I go a little higher sometimes, I think he understood what I was saying. He said it sounded like I knew more than him but he was happy to get labs whenever I needed them. Sadly he retired a couple years ago. My current clinic told me from the start that they wouldn’t tolerate “abuse”, however they have a new medical provider and may be more understanding now? But, they did drop all their “extras” they used to Rx along with test, so maybe not lol.
Medical bills paid out of pocket are not tax deductible until they exceed 7.5% of your AGI, at which point only the difference between the total you paid and whatever 7.5% is is deductible.
For example:
If you make 50K, you need to surpass $3,750 (50000 x .075). If your bills end up at 5K, then $1,250 (5000 - 3750) is deductible.
Only then can you get into the politics surrounding whether or not TRT is a legitimate medical expense for everyone who uses it.
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So you’re saying if TRT alone runs up 7.5% of my AGI, then I should just start stacking HGH so Uncle Sam can pay for it? 
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