You can’t go around regulating everything to death until the sheep are completely protected. You need to attack the root of the problem and educate people about money matters. Our kids spend at least 12 years in school, yet they learn close to nothing. THAT is the problem that needs to be addressed.
[/quote]
Aw, come on - they learn how to be proud of themselves for accomplishing nothing, how answers don’t matter as long as long as they feel good about their process, and how either life is stacked against them so that they can’t succeed or that they succeeded only because of society keeping their competition down. How could this possibly fail to lead to a successful, self-sufficient citizenry?
[quote]Sonny S wrote:
Personal responsibility is essential. Self-restraint is essential.
But so is eliminating predatory lending practices.
And those of you who believe that cc companies are a good way to learn responsibility, that they are honest businessmen who only want to make an honest profit, who do not engage in predatory lending practices, who don’t believe that credit card companies hide terms or write them in complex language on purpose, who don’t really mean to change existing agreements at will…that’s so sweet.
Tell me when you wake up and realize that there are wolves out there and the sheep need to be protected.
In any case, I was simply wondering what people thought of this organized protest. It doesn’t have to be credit card companies. It could be against the real big brother, voted in to office by Rainjack. Good job buddy![/quote]
But I want the sheep to be protected from the wolves.
From the wolves in government that is, the wolves that can legally use deadly force and you can not easily walk away from.
[quote]BostonBarrister wrote:
Aw, come on - they learn how to be proud of themselves for accomplishing nothing, how answers don’t matter as long as long as they feel good about their process, and how either life is stacked against them so that they can’t succeed or that they succeeded only because of society keeping their competition down. How could this possibly fail to lead to a successful, self-sufficient citizenry?[/quote]
Ever read John Taylor Gatto?
He contends that the goal of schooling our children, far from being to create an intelligent, self-sufficient citizenry, is to create docile corporate drones. Schools reinforce punctuality, docileness, not making waves, not questioning authority, etc.
The first time I read him, I thought he sounded almost like a conspiracy theorist… but now that my kids are starting school, I have to admit that he might not be entirely wrong.
But the real question is: How do we fix the education system? It’s not hard to find people who agree that it’s broken to varying degrees, but somehow no one is able to do anything about it.
[quote]pookie wrote:
BostonBarrister wrote:
Aw, come on - they learn how to be proud of themselves for accomplishing nothing, how answers don’t matter as long as long as they feel good about their process, and how either life is stacked against them so that they can’t succeed or that they succeeded only because of society keeping their competition down. How could this possibly fail to lead to a successful, self-sufficient citizenry?
Ever read John Taylor Gatto?
He contends that the goal of schooling our children, far from being to create an intelligent, self-sufficient citizenry, is to create docile corporate drones. Schools reinforce punctuality, docileness, not making waves, not questioning authority, etc.
The first time I read him, I thought he sounded almost like a conspiracy theorist… but now that my kids are starting school, I have to admit that he might not be entirely wrong.
But the real question is: How do we fix the education system? It’s not hard to find people who agree that it’s broken to varying degrees, but somehow no one is able to do anything about it.
[/quote]
The original idea was to make people fit for the military.
I personally like your ideas, but we all know they will never happen because the banks do not want things to be transparent
[quote]BostonBarrister wrote:
The only requirements should be (1) complete and easily comprehended disclosure of terms; and (2) elimination of the ability to change terms of existing credit card agreements at will.[/quote]
I personally like your ideas, but we all know they will never happen because the banks do not want things to be transparent
BostonBarrister wrote:
The only requirements should be (1) complete and easily comprehended disclosure of terms; and (2) elimination of the ability to change terms of existing credit card agreements at will.
[quote]pookie wrote:
Sonny S wrote:
Tell me when you wake up and realize that there are wolves out there and the sheep need to be protected.
Instead of protecting the sheep, how about educating them in not being sheep?
Even if you go and regulate CC companies to death, the sheep will simply be taken advantage of in some other way. Like the saying goes, “A fool and his money are soon parted.”
You can’t go around regulating everything to death until the sheep are completely protected. You need to attack the root of the problem and educate people about money matters. Our kids spend at least 12 years in school, yet they learn close to nothing. THAT is the problem that needs to be addressed.
[/quote]
Agreed. Instead of teaching my son what it feels like to be pregnant and giving him a doll that wakes up at 3 am and cries so he has to get up and stick a key in it, maybe we could take advantage of the TIME he has on his side to teach him about money and make him (or her) a smart consumer and not a burden on society.
Why the fuck would the government have to step in? Its very simple, if your like me and suck at budgeting you don’t get one, if you can budget and afford it then you get one its pretty simple.
[quote]John S. wrote:
Why the fuck would the government have to step in? Its very simple, if your like me and suck at budgeting you don’t get one, if you can budget and afford it then you get one its pretty simple.[/quote]
The government steps in because by pulling your ass from the fire you become indebted to it and poor people will continue to vote democrat.
[quote]Mikeyali wrote:
The government steps in because by pulling your ass from the fire you become indebted to it and poor people will continue to vote democrat.
[/quote]
In all fairness neocons have become the crusaders for the religious right and Zionists whom they have gotten more than a few votes from.
[quote]LIFTICVSMAXIMVS wrote:
Mikeyali wrote:
The government steps in because by pulling your ass from the fire you become indebted to it and poor people will continue to vote democrat.
In all fairness neocons have become the crusaders for the religious right and Zionists whom they have gotten more than a few votes from.
[/quote]
What good has it done? The supposed neocons that you hate with such vitriol are now as liberal as any socialist/dem you can name.
[quote]pittbulll wrote:
I also think they should look at credit ratings, I believe it to be borderline discrimination against the poor. It can affect everything from your health Ins. To your car Insurance
[/quote]
There’s nothing wrong with discrimination and no reason why it should be illegal in any form. Barring discrimination violates the right of free association.
[quote]rainjack wrote:
LIFTICVSMAXIMVS wrote:
Mikeyali wrote:
The government steps in because by pulling your ass from the fire you become indebted to it and poor people will continue to vote democrat.
In all fairness neocons have become the crusaders for the religious right and Zionists whom they have gotten more than a few votes from.
What good has it done? The supposed neocons that you hate with such vitriol are now as liberal as any socialist/dem you can name.
[/quote]
But those democrates have at least some residue of a social liberalism as a saving grace.