BankRuptcy Reform & Single Mothers

Off Topic Politics & World Issues
61

Ignoring your arrogant, antagonistic tone, I choose to respond to what you try to pass for a response.

[quote]rainjack wrote:
Aleksandr wrote:
Personally, if I ever get married, my wife is working, end of story. It doesn’t matter if I make 300k a year, and she makes 10k, she’s working. Not for the money, but so that she can be fulfilled, have more social contact, and provide for herself if we ever got divorced.

And you’re lecturing hedo on ‘life experience’?

Are you going to make her work? Are you going to stand behind the ‘be fulfilled’ tripe? [/quote]

There is a huge body of evidence supporting the idea that women who work are happier than those who don’t. If you disagree, I don’t care. That is your problem, not mine. If it works for your wife, good for her. But if it does, she is not typical.

And what I buy into is none of your concern. I stated how I will live, if you think it’s a bad idea, don’t do it. If you wish to present me with an alternate viewpoint, please do so. Polite, respectful criticism always welcome. That is not, however, what you are doing, is it?

Am I going to make her work? No, of course not. However, I decide who I marry, and I will marry someone with whom I am compatible. What business is that of yours? I won’t marry someone that doesn’t share the same drives as I do.

Who said anything about full-time daycare? You are pulling things out of your ass; stop doing that. I plan to raise my kids WITH my wife, (should I decide to get married and have kids), not have her (or a daycare, for that matter) raise them for me.

[quote]
Dude - before you start telling everyone what you will, or will not make your wife do, try getting a job, and a girl-friend first. And then maybe you won’t be considered such a dumbass.[/quote]

I am in a long term relationship, and I don’t have a job because I am a student. In a few years, after I complete my PhD I am going to enter into a field where starting salaries are around 100k, and there is no shortage of demand.

In the future, you would be wise to keep control that disparaging attitude of yours, it makes you look like an asshole.

62

[quote]Aleksandr wrote:

In the future, you would be wise to keep control that disparaging attitude of yours, it makes you look like an asshole.[/quote]

Can I get an, “A man”?! Now all of the people in the back of the church! Now, just the ladies…!

63

[quote]Professor X wrote:
Aleksandr wrote:

In the future, you would be wise to keep control that disparaging attitude of yours, it makes you look like an asshole.

Can I get an, “A man”?! Now all of the people in the back of the church! Now, just the ladies…![/quote]

I don’t have to look like an asshole, son - I am an asshole. Especially to those pussified little handholders that feel the need to put their wife to work in order to make her ‘fulfilled’.

Your studies mean jack unless you put some numbers behind them. Is it 60 - 70 %

But you guys are the same sorry SOB’s that think it’s the woman’s responsibility to pay for a date.

I consider it an honor to be painted an asshole by a selfish punk-ass such as yourself.

64

BB’s point is where this debate needs to shift. There are clearly people out there who use Bankruptcy protection and Homesteading laws to spend as they want and then declare bankruptcy. That needs to stop.

There are also way too many credit card companies on local college campuses that use predatory practices to get students into crippling debt payments at a young age.

It was irresponsible to sign this bill without restrictions against credit card companies.

65

[quote]Aleksandr wrote:
Ignoring your arrogant, antagonistic tone, I choose to respond to what you try to pass for a response.

rainjack wrote:
Aleksandr wrote:
Personally, if I ever get married, my wife is working, end of story. It doesn’t matter if I make 300k a year, and she makes 10k, she’s working. Not for the money, but so that she can be fulfilled, have more social contact, and provide for herself if we ever got divorced.

And you’re lecturing hedo on ‘life experience’?

Are you going to make her work? Are you going to stand behind the ‘be fulfilled’ tripe?

There is a huge body of evidence supporting the idea that women who work are happier than those who don’t. If you disagree, I don’t care. That is your problem, not mine. If it works for your wife, good for her. But if it does, she is not typical.

And what I buy into is none of your concern. I stated how I will live, if you think it’s a bad idea, don’t do it. If you wish to present me with an alternate viewpoint, please do so. Polite, respectful criticism always welcome. That is not, however, what you are doing, is it?

How about you let your wife decide what she is going to do for herself?

Am I going to make her work? No, of course not. However, I decide who I marry, and I will marry someone with whom I am compatible. What business is that of yours? I won’t marry someone that doesn’t share the same drives as I do.

What if she thinks that being a mom to her kids trumps a 10K job and fulltime daycare?

Who said anything about full-time daycare? You are pulling things out of your ass; stop doing that. I plan to raise my kids WITH my wife, (should I decide to get married and have kids), not have her (or a daycare, for that matter) raise them for me.

Dude - before you start telling everyone what you will, or will not make your wife do, try getting a job, and a girl-friend first. And then maybe you won’t be considered such a dumbass.

I am in a long term relationship, and I don’t have a job because I am a student. In a few years, after I complete my PhD I am going to enter into a field where starting salaries are around 100k, and there is no shortage of demand.

In the future, you would be wise to keep control that disparaging attitude of yours, it makes you look like an asshole.[/quote]

doesn’t this whole rant sound like Al “wanna see my butt crack” Shades?

66

Hey, thanks for the the tips from those who responded to my situation.

I have actually considered doing balance transfers and whatnot…my credit is decent enough now I could probably do that, but yes, the impending legislation is probably 95% of why I’m filing now. I’m just not sure about the future of my business and career right now and don’t want ot rish being further screwed later.

I’ve been really good about budgeting, but my income has been dropping due to a failing business of mine. The credit usage has mostly been attempting to finance some expenses on my own; I definitely don’t have a whole bunch of great stuff to show for my debt!

I do think the bankruptcy laws need reforming, but to screw smaller consumers like this out of a few extra bucks, or forcing them into mandatory credit counseling is not really going to help anyone.

I would like to have seen more requirements put on creditors to work out repayment plans, and even an amendment outlawing the practice of universal default.

I totally agree with repaying what you owe, and perhaps it would have been better if the law was crafted to force creditors to be more conciliatory when someone wants to repay. What about making Credit Counseling(CC) a federally regulated practice? How about making laws that prohibit reporting CC’s to your bureaus after the debt is repaid?

What I’ve noticed in my own situation is that the debt is manageable up to a point, and once you pass a certain level then it’s practically impossible to regain footing. More incentives for those who want to repay rather than penalizing those who can’t seems like it’d be more fair and more profitable…

My .02

67

Interesting, as always. No theoretical or logical retort, just more personal attacks.

[quote]rainjack wrote:
Professor X wrote:
Aleksandr wrote:

In the future, you would be wise to keep control that disparaging attitude of yours, it makes you look like an asshole.

Can I get an, “A man”?! Now all of the people in the back of the church! Now, just the ladies…!

I don’t have to look like an asshole, son - I am an asshole. Especially to those pussified little handholders that feel the need to put their wife to work in order to make her ‘fulfilled’.
[/quote]

Ok, I am pussified. You got me. I now feel like less of a man. Or maybe I don’t give a rats ass what YOU think of me, my girlfriend seems pretty happy with me.

I really don’t feel like looking through article indexes right now, but that doesn’t even matter. Just keep in mind it is pretty moronic to assume that your judeo-christian values are superior to others, or that they are more “manly”. Perhaps you should try to devote more energy into thinking, and less into trying to appear manly.

No, i think it’s the responsibility of whoever feels like it, or happens to have enough money at the moment. If my gf wants to pay, I don’t mind at all. I am not so insecure that I view her paying as a challenge to my masculinity.

Clearly, you have nothing to say. You have just realized you are an asshole, but rather than saying “shit, I better change” you are trying to rationalize how your asshole-ness is really not a negative at all! Obviously, if the only people that would perceive you as an asshole are selfish punk-asses like me, so you have nothing to worry about. You are actually a good person.

And don’t think your calling me “son” goes unnoticed. What is it going to be in your next post, “boy”? That would be a good choice; you could deprecate me AND bolster your own masculinity at the same time(!) Jeez, if only you put more thought into your word choice, you could save yourself an awful lot of typing.

ProfX, you asked if you could get an “A man”, I guess we are lucky rainjack is here. He’s just about as manly as they get!!! (rumour has it, anyway).

68

Aleksandr -

I am ecstatic that your ‘girlfriend’ is satisfied with you. No. Really. I am. Ecs-freakin-static. If that’s all it takes to make you feel worth breathing in your teenaged-world - bust a nut buddy.

Personally - I could buy and sell little shits like you all day. Makes no damn difference to me. Maybe your little ‘girlfriend’ gives a shit about you, but that’s probably between you and her pimp.

You still live in your mama’s house. You still eat mama’s food, and when you get in a jam you start calling out for ProfX to get your back.

Until you’ve walked even 50’ in my shoes, you aren’t worthy to it when I piss.

But I could be wrong. And you could have a real ‘girlfriend’.

69

[quote]rainjack wrote:
Aleksandr -

I am ecstatic that your ‘girlfriend’ is satisfied with you. No. Really. I am. Ecs-freakin-static. If that’s all it takes to make you feel worth breathing in your teenaged-world - bust a nut buddy.

Personally - I could buy and sell little shits like you all day. Makes no damn difference to me. Maybe your little ‘girlfriend’ gives a shit about you, but that’s probably between you and her pimp.

You still live in your mama’s house. You still eat mama’s food, and when you get in a jam you start calling out for ProfX to get your back.

Until you’ve walked even 50’ in my shoes, you aren’t worthy to it when I piss.

But I could be wrong. And you could have a real ‘girlfriend’.[/quote]

I’m glad you decided to take my advice, but again, you could have saved yourself a lot of time by just saying “boy” instead of describing a boy. Being concise is a valuable skill; you should work on it.

Anyway, I hope you feel like more of a man now, even if it took more typing than it should have.

But I am curious about your choice of insults. Although I moved out of my mother’s house the week I turned 18, you should realize that in many cultures (especially black cultures, I think), it is typical for the oldest son to live with his family for their entire life. A friend of mine is a cardiologist, lives in a mansion in the rich part of town, and lives with his wife, 3 children, his mother and his father. If he didn’t have his family living with him, people would talk.

So where you ment to just deregate me, you actually ended up making an ethnocentrist comment.

And you talk about my girlfriend, calling her a prostitute? That really strengthens your position. Are you so insecure that the only way you can feel like a man is by insulting a woman? Or maybe you can’t find a (not made-up) way to insult me, so you find a (made up) way to insult my girlfriend. Whatever it is, nice job. I hope you feel better about yourself now.

I’d suggest you seek therapy, as you seem to have some SERIOUS masculinty issues. If you can’t afford it, there are some great books out there that could help you through this. Best of luck to you. And don’t be afraid to ask your wife to help you with it; asking for a woman’s help won’t make you less of a man either (I promise).

70

[quote]Aleksandr wrote:
I’m glad you decided to take my advice, but again, you could have saved yourself a lot of time by just saying “boy” instead of describing a boy. Being concise is a valuable skill; you should work on it.[/quote]

You took six paragraphs to tell me to be concise?

[quote]Anyway, I hope you feel like more of a man now, even if it took more typing than it should have.

But I am curious about your choice of insults. Although I moved out of my mother’s house the week I turned 18, you should realize that in many cultures (especially black cultures, I think), it is typical for the oldest son to live with his family for their entire life. A friend of mine is a cardiologist, lives in a mansion in the rich part of town, and lives with his wife, 3 children, his mother and his father. If he didn’t have his family living with him, people would talk.[/quote]

Truly - I don’t know, nor do I give a flying fuck what color your skin is. And I could truly give a shit less about the cardiologist. Although I’d really like to know why someone who felt the need to lecture me on being ‘concise’ starts talking about friends and family in the middle of his fucking post.

No it was pretty much just a run of the mill ‘get a fucking job and get a life’ insult. I’m sure if you wanted to, you could turn everything I say into an ethno-something statement. If putting a label on what I say gets you through the night, then I have made over 2000 posts. in the last year and a half. Knock yourself out.

My position has yet to change in three of these little pissing exchanges. You are an ignorant kid that thinks he has life figured out. The only problem - ala Al Shades - you’ve yet to prove your even worth the breath God gave you. Whether or not you have a girlfriend means as much to me as the cardiologist. I didn’t call anyone a prostitute - you did that. I question whether or not you have a girlfriend - most kids like you and Al Shades tend to get a little free with their descriptions and conquests.

And what qualifications do you have that should give me pause at your advice? Masculinity issues? Are you trying to be funny? No wait. I think you might actually think your words mean something to me.

Other than helping me kill a Saturday morning, and perhaps to give a few folks that have the stomach to read this thread a little entertainment - I have absolutely no reason to even read your words. If I wanted to listen to pubescent yammering - I could just tune into Nicktoons.

As far as your little ‘you need help’ speech. I’ve already told you - I am an asshole. I really doubt that it needs to be analyzed by you. Not every issue in life is connected to one’s johnson. Not everyt issue can be solved by reading a book.

I could read books, and I could go on a 12-Step program, but for what? I know what the problem is, and there is no cure. Unless God were to magically wipe all the punk-assed kids off the face of the earth, I’ll be an asshole to them.

71

[quote]rainjack wrote:
Aleksandr wrote:

You took six paragraphs to tell me to be concise? [/quote]

It takes at LEAST six paragraphs to address all your bullshit. Since you take a paragraph to say what any reasonable person could in 1 word, I imagine if YOU had written it, it would have taken several pages

You see, sometimes, when you are dealing with a person you think is below average intelligence, it is easiest to explain things by use of examples. Based on how ridiculous your posts have been, I figured it might be of benefit to try this approach.

I probably could call most of what you say racist. It’s because most of what you say is racist. Sorry to break it to you, but you just might be racist.

[quote]
My position has yet to change in three of these little pissing exchanges. You are an ignorant kid that thinks he has life figured out. The only problem - ala Al Shades - you’ve yet to prove your even worth the breath God gave you.[/quote]

I am a dean’s list student, I am at the top of every class I take, and I am going into one of the best paid professions there is. What exactly do you think I have to prove?

[quote]
Whether or not you have a girlfriend means as much to me as the cardiologist. I didn’t call anyone a prostitute - you did that. [/quote]

Maybe this is the reason you seem so incoherent, you can’t rememebr what you just said, and can’t keep track of who said what. You referred to “her pimp” in an earlier post, implying she is a prostitute. Just because it wasn’t explicit doesn’t mean you never said it, so stop trying to be cute.

For someone who doesn’t care if I have a girlfiend or not, you sure do question it an awful lot.

Hey, I’m just trying to help you through what is obviously a hard time. If it wasn’t an issue for you, you wouldn’t attempt immasculating insults so often. Don’t believe me? Go through your posts. Admiting there is a problem is the first step, you know. Just out of curiousity, what is your stance on homosexuality?

Again, an immasculating insult. How can you not see you’ve got a problem?

It’s true, it’s more likely, since you keep bringing up mothers, and child-like states, that your issues are more related to your mother than your penis. And maybe a book wouldn’t help, but therapy probably would. Sure, I’m not qualified. Your problems are well outside my psychological interests (not to mention education level). But a therapist will be able to help you, whether your problems are because of your mother, or latent homosexuality, or whatever.

[quote]
I could read books, and I could go on a 12-Step program, but for what? I know what the problem is, and there is no cure.[/quote]

You really shouldn’t view homosexuality as a disease. It was removed from the DSM-III for a reason, and is now viewed normal. What isn’t normal is how you are dealing with it, and I think you should get help.

[quote]
Unless God were to magically wipe all the punk-assed kids off the face of the earth, I’ll be an asshole to them.[/quote]

I think this might be the most interesting part. You insist that I am a “kid”, yet the only age reference you have is that I am a student. Since it can take between 9 and 15 years to go through university, all you know is that I am most likely between 17 and 32. It all goes back to your need to immasculate others, doesn’t it?

72

[quote]Aleksandr wrote:
I think this might be the most interesting part. You insist that I am a “kid”, yet the only age reference you have is that I am a student. Since it can take between 9 and 15 years to go through university, all you know is that I am most likely between 17 and 32. It all goes back to your need to immasculate others, doesn’t it?
[/quote]

9 and 15 years to get through ‘university’? You’re a fucking militant candian.

Forget I said a word.

73

[quote]rainjack wrote:
Aleksandr wrote:
I think this might be the most interesting part. You insist that I am a “kid”, yet the only age reference you have is that I am a student. Since it can take between 9 and 15 years to go through university, all you know is that I am most likely between 17 and 32. It all goes back to your need to immasculate others, doesn’t it?

9 and 15 years to get through ‘university’? You’re a fucking militant candian.

Forget I said a word. [/quote]

I’m not sure what you are so surprised about. 5 years for the BSc/BBA double major double honours, 2 years for anMSc, 4-5 years for a PhD and you are already up to 12 years.

But enough already. And although I am interested to hear the cause of your shocked reaction, and what you mean by “fucking militant canadian” I’d forego it if that’s what it takes to end this asinine arguement. I think we’ve both sufficiently made our points.

74

[quote]rainjack wrote:
9 and 15 years to get through ‘university’? You’re a fucking militant candian.

Aleksandr wrote:
I’m not sure what you are so surprised about. 5 years for the BSc/BBA double major double honours, 2 years for anMSc, 4-5 years for a PhD and you are already up to 12 years.

But enough already. And although I am interested to hear the cause of your shocked reaction, and what you mean by “fucking militant canadian” I’d forego it if that’s what it takes to end this asinine arguement. I think we’ve both sufficiently made our points.[/quote]

Don’t take it personally Alek – some people over here seem to take an issue with anyone that spent some time getting a more in-depth education; they start swearing at you as soon you show and glimpse of academic achievement.

They’re also like “black holes of ideas”: they transform all thoughts you give them into an extremely dense, unrecognizable, tangled mess nobody really understands or will even be able to recover.

So, just ignore them – as my father-in-law usually says, there’s no point in fighting with raging idiots; if you leave them alone, they’ll do more damage to themselves than you ever could…

(in the meantime, just watch with me the response to this post and enjoy!)

75

[quote]hspder wrote:
Don’t take it personally Alek – some people over here seem to take an issue with anyone that spent some time getting a more in-depth education; they start swearing at you as soon you show and glimpse of academic achievement.[/quote]

More in-depth education? So longer is better to you hspder? Oh I forgot - You are a higher education whore. If it weren’t for schmoes like Alek - you’d have to back to working for a living. So I can see how unbiased your position is.

But I digress - What I was saying wrt to Alek was simple. Unproven college kid attempting to tell someone who’s actually done something with his life how to live it.

And that unless you are way slow, lazy, or actually are working to pay for your college experience 4 years is plenty of time for a double major. A Master’s takes 2. I have no idea where the 9-15 time table came from. I’ve had friends get BA in 3 and a MA in 2. I even had one friend get accepted to Vet school as a soph. If you do the math - that would have been 7 years from highschool senior to practicing vet.

When your thoughs are shit - they really beg to be transformed into something less - well - shitty.

Your elitism is really starting to bleed through your normaly pinkish hue, hspder. Do you know of my educational background? I would hardly think so. Yet you find it worth your time to wax philosophical on my ignorance?

I thought your were this highly compensated Stanford boy? WTF are you doing on here at all? Much less trying to prove a point against a “black hole”?

I usually take my father’s advice. Especially those little nuggets that I felt worth repeating to others. Sad that you didn’t do the same. In fact you’ve actually been a bit of an antagonist. Yet you tell this kid to do something that you evidently have never tried yourself. OR - You just made that shit up.

I’m begging you to ignore me hspder. BEGGING. In fact - I don’t remember anyone pulling your chain at all in this thread.

So are you ignoring, like your sage 'ol Pop told you, or are you toying with me?

Either way is fine with me. I’d just like to know from the outset if you are going to admit to the hypocrisy.

But nonetheless - have at it. Just a word of caution here. Just because your egg-headed Stanford cronies think you are really witty at parties? I wouldn’t take that as an endorsement. But hey. It’s your ‘fun’.

76

Wow, this sure has been entertaining.

I won’t address all the other stuff, here’s some random comments:

The only day I do not receive credit cards or loan offers is Sunday. I also occasionally get phone calls too. Leave me alone! My biggest worry is not that I’ll succumb to the offers, but that I won’t have destroyed the papers enough and that someone will use them in my name. So, I try to dump my dogs’ and cats’ crap on top of them just to be sure.

When I first went to college, there were people giving away all kinds of crap to get kids to sign up for cards. Thankfully, my mom warned me about these predatory practices. So I tried to fuck 'em over as best I could. And I like free stuff too. So I’d fill out every form I could with all kinds of false information, and then take their thermos or whatever. If you’re in college, try this. Maybe they’ll back off eventually.

It’s illegal to offer drugs/alcohol to someone who is known to have a problem with it. It’s also illegal to offer alcohol to those who are too young to use it properly, they may hurt themselves. Why is it legal then for CC companies to do similar things?

77

I hate to be drawn into this shit-fest, but I had to respond to this. Getting a bachelor’s in 3 years is not the rule, it’s the exception. What was the major, by the way? I know people who can run a mile in under 4 minutes, but that doesn’t mean most people can.

78

[quote]rainjack wrote:

But I digress - What I was saying wrt to Alek was simple. Unproven college kid attempting to tell someone who’s actually done something with his life how to live it.
[/quote]

Well, I HAVE done something with my life. I have achieved a certain level of education, I have great friends and family and a wonderful girlfriend. Frankly, I couldn’t ask for any better. And what do you mean by “unproven”? I “prove” myself every time grades are released, not that I should have to.In addition, my work experience also involves research, and as such I do have “real world work experience”. I’ve also

Maybe a double major is possible in 4 years, but not with double honours. The honours in BSc alone is 40 courses (is not intended for even a minor.) The program length is 6 years, but I shortened it by studying summers sometimes, and doing increased workloads (eg, doing the equivalent of 8 courses in one intersession). So no, you cannot do my undergrad in 3, or even 4 years.

Yes, a masters USUALLY takes 2 (there is no law saying it has to, sometimes it can be shorter, sometimes longer). If you are doing a thesis, it can take longer if things don’t go your way. Let’s assume everything goes smoothly, and it’s 2 years. We’re already at 7 years.

Add to that the PhD, which you left out. It is at a minimum going to be 3 years, but in my field they are all at least 4 years. It also requires a thesis (there is no comprehensive exam option) and as such it can easily take longer.

Your friend’s story is irrelevant; it is a different program, in a different country. Also, i suspect he didn’t have to continuosly prove his research abilities, since he did a medical-type program.

Finally, I can tell you that no good school in canada would even consider someone for a doctorate program if they had not completed an honours degree (in my field, anyway). Getting accepted before you finish is impossible, they won’t even look at your application. In fact, the top schools won’t even consider students with no masters degrees.

The programs aren’t comperable, being a vet and being a PhD are very different in terms of requirements. I gave a 9-14 year range of normal. The only reason 9 years is possible is because if you do your undergrad in 4, and manage to get admitted directly into a PhD program (at an admittedly lesser school) and everything goes your way during your thesis, you can do 9. But the average is much higher, and is not normaly distributed.

79

[quote]ToShinDo wrote:
Wow, this sure has been entertaining.

I won’t address all the other stuff, here’s some random comments:

The only day I do not receive credit cards or loan offers is Sunday. I also occasionally get phone calls too. Leave me alone! My biggest worry is not that I’ll succumb to the offers, but that I won’t have destroyed the papers enough and that someone will use them in my name. So, I try to dump my dogs’ and cats’ crap on top of them just to be sure.

When I first went to college, there were people giving away all kinds of crap to get kids to sign up for cards. Thankfully, my mom warned me about these predatory practices. So I tried to fuck 'em over as best I could. And I like free stuff too. So I’d fill out every form I could with all kinds of false information, and then take their thermos or whatever. If you’re in college, try this. Maybe they’ll back off eventually.

It’s illegal to offer drugs/alcohol to someone who is known to have a problem with it. It’s also illegal to offer alcohol to those who are too young to use it properly, they may hurt themselves. Why is it legal then for CC companies to do similar things?[/quote]

I got two credit cards via those university solicitations. I’ve had them for years and I have never paid a cent in interest. All I get from them is convinience and free air miles. Managing money is something parents really should teach their kids. In fact, maybe it should even be in the k12 curriculum, but that would probably be impractical.

80

I’m not questioning anyone’s education. I’m not questioning that it can take time to get all the honors, and double majors. You said it could take anywhere from 9-15 years to get through ‘university’. I knew when you called higher education ‘university’ instead of college, you were a Canadian.

However, my point in using the three year BA (English, BTW), or the friend who never recieved a BS, yet earned a DVM in less than 8 years, was that 9-15 years is on the high end of most folks’ higher education careers.

Persuing education is fine. I think it is a noble effort, but it contributes nothing to society other than paying salaries for people like hspder. Those that have been to school and are now out in the Real World understand this. You have yet to arrive at that point in life where you realize that what you have been taught in school, and the knowledge required to make it in the real world are two totally different animals.

Good luck on the DN DH thing. Just know that you have a day in your life coming up in which, much to your chagrin, you will have to admit that I was right. I had two such days. One right after I recieved my BS, and another after I earned an MBA.