Except in the real world single-payer is more affordable and often results in better outcomes. Theory vs. the real world.
Co-ops are the way to go. Are they all successful? No but neither is private business. Co-ops change the fundamental structure of the work place, instead of tinkering around the edges.
The ignore function is completely useless.
No, Iâm not - liability insurance would cover malpractice, but not the costs of providing really expensive services. If youâre paying a flat fee per month âmembershipâ for a menu of physician services, that can cover some things, but wonât cover catastrophic events you may need, else the fee would be astronomical (because the physicians arenât going to underprice the fee knowing costly services are going to roll in the door that have to be paid for). Those physicians doing âmembershipsâ are going to limit their services to routine stuff.
But as I said above, a high number of health care providers will not let patients pay directly if they have insurance (and more are doing it), and that is not driven by government regulation. The way to fix that is actually through government intervention - require health care providers to accept cash pay even if a patient has insurance.
But government regulation is the bane of libertarians, even though it would empower the consumer in this case.
That aside for a sec, though, patients paying doctors doesnât address the obvious problem of catastrophic costs. Middle class families could easily go bankrupt on a single catastrophic event, no matter how much they socked away to save for such an event.
And by the way, Iâm not against the direct pay âmembershipâ model at all - far from it, Iâd like to see more of it. It just has inherent limitations.
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Too bad for me.
Do you consider a stock broker a third party purchaser?
Since Romney and Nixon were wrong that makes Obama right?
A stock broker either buys on its own account or it facilitates a purchase for someone else, but it doesnât buy for you.
No but with all the criticism Obama received, as he is socialistic, smacks of disingenuousness of the GOP and their easily duped followers.