I gave them a 2 month notice. I work in sales. It’s how it goes I guess
Lesson learned. Sorry you learned it in so painful a way. I know you were trying to be loyal and helpful by giving extra notice… but you just hurt yourself. Just remember that loyalty only goes one way. If they needed to lay off your department you’d all be gone tomorrow. You need to be a mercenary tactician when it comes to these things. Now you know for next time.
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An aside to the thread- I love hearing those stories of success and how companies begin.
how to break it to the girl that im a jobless loser for 3 months?
You get another job for three months.
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Have a plan based on the savings you mentioned. Way to reduce spending. Maybe you could Uber for extra cash.
She will support you (emotionally, not financially) if she’s worth anything as long as you have a plan of action.
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Check out Gary Vee and flip things for cash from garage and estate sales. Go be a garbage man for 3 months. If you’re able bodied you could get on a temp crew by Monday doing manual labor. This economy has like 3% unemployment. You could ‘slum’ it for three months and show your girl that being dependable is more important than your pride.
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This. Assuming you can pass a drug test we haven’t had this much of a low skill and/or manual labor worker drought since pretty much ever
Update. Got another sales job hired on the spot. Starting next Wednesday. Will hold me over til January. Thanks brahs
I make just into 6 figures and comfortably afford the mortgage on a $350k house. Two kids and a wife and manage to save quite a bit every month. It’s not that difficult. Renting would be a waste for me. Rent on a house is basically the same as a mortgage payment and I’m building equity.
My thought exactly
Are you planning on being in the same place for long time? When I was your age, I bought an apartment for $75K that I now rent out. If you’re going to sell or move within the next few years generally renting is better due to closing costs.
I don’t know if you really need to be looking at ~$400K houses at your age. If you want 20% down that’s $80K that you could have used to pay off your other debts. If I were you I would rent, pay off other debts instead of tying it up in a house, and having the flexibility to move or upgrade as needed.
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This topic was started only two days ago and there are 112 responses (now 113) yet this very first response, from Jewbacca, should have ended the thread. I completely agree with this post.
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Think of WHY you would buy a house. Is it cause your friends have houses and you want to be like them? Or is it cause you could leverage it financially by renting out rooms? Or help your budget by working out at home (save on gym fees etc.)? Maybe you are a drummer and want your own space to be loud, or you like to build and sell woodworking projects, another way to leverage a house financially.
I was 24 and I bought a house in 2013 with 3.5% down on an FHA, got in at 3.375% for my interest rate (timing/luck), had $3k to my name, a $240/mo car payment and no student loan debt when the keys were in my hand. I was making $51k/yr. After 5 yrs I made back ALL OF MY MONEY (and more) including the retarded mortgage insurance premium ($120/mo, this comes with FHA, at the very least, go 5% conventional to avoid M.I.). I also added a bathroom and did a bunch of work on the house (is this your kind of thing? would you have time, skill, and patience to add value to the house?)
I’m glad I didn’t wait to save up 10%-20%, I’d still be saving. Earlier this year I took the money and went 20% down on my 2nd house. The best financial decision I ever made so far is buying that crummy 100yr old house in the ghetto for $130k.
I’m 30 now, and I did recently see the stats on millennials NOT buying houses, the article mentioned how they are setting themselves up for poor financial security in the future. My friend (31yr old) came over this past weekend, he bought a house in dec 2013. He and his fiance are getting married next June and she mentioned that she wants to move into a condo or an apt. My jaw was on the floor, and I asked why. They hate doing yard work, and maintaining their house. My friend even pays a guy $40 to mow his lawn.
We (my gf of 6yrs and I) actually really enjoy yard work. I’m not fucking kidding, we garden, landscape, trim trees, rake leaves, mow our lawn with a smile on our faces (all good excuses to get some fresh air). I remember snow-blowing my driveway for the first time this past yr, my first driveway to snow-blow (previous house didn’t have a driveway). I also learned to solder copper pipe this year, and we already opened up a wall in our basement earlier this year. As you can see, I am probably an ideal home owner, so this all may not apply to you. Just ask yourself if you could see yourself cleaning gutters, raking leaves, mowing, fixing leaks, remodeling bathrooms, fixing your water heater, maintaining a furnace (not trying to scare you, just painting a picture) etc. If so, I would suggest a house IS the best financial decision. It is incredibly rewarding, we are proud homebodies.
Risk + Hard work (can) = some great things in life.
Disregard this post, it’s all out the window now
Did you lose the girlfriend or the potential job? Either way sorry. Keep your chin up.
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The Job, I fucked up. I made another post on it. You sound very intelligent, your input on it would be appreciated