Where you work?
The arms race and the nuclear bomb makes the country great? But health care system would not?
I am so confused.
Where you work?
The arms race and the nuclear bomb makes the country great? But health care system would not?
I am so confused.
[quote]Brother Chris wrote:
dhickey wrote:
Vires Eternus wrote:
But what about the person who loses a job. Had health insurance through their employer, and cannot afford to ‘buy’ their policy and take the insurance with them therefore losing insurance.
The solution is right in front of you. Just think a bit about what you just wrote and how to fix it.
Don’t expect an answer, he probably won’t get it.[/quote]
Thanks for the vote of confidense. I apologize for not responding till now.
I as well as many others have had drastically vile experiences with Insurance companies as well as fairly good experiences. Insurance companies aren’t evil or good per se but the industry could stand better regulation.
Claiming you do or even can pay everything out of pocket is rediculous. You might be able to cover a few very basic things, but unless you are exceptionally financially successful you will not be able to pay for a long term dibilitating condition. Insurance is VERY necessary and VERY expensive. There has needed to be reform of the entire system for decades.
This current health care bill is I believe far too ambitious and expensive, but 180 degrees from wrong is not necessarily right.
[quote]pittbulll wrote:
DixiesFinest wrote:
K2000 wrote:
So talk about Libertarianism all you want. Because that’s basically all it ever will be… just talk.
Just talk? The original constitution is practically libertarianism defined. We were founded as a libertarian country.
That is farther than what I would call a stretch
[/quote]
Oh is it now? The original constitution seems to me to place most power in the hands of the States while providing basic unity for the country. It placed checks and balances on the three branches, protected the freedoms of the people, and in every way sought to prevent tyranny.
Do explain your position. How would you define the original constitution.
Insurance is only to be used for catostrophic losses. We are using it today for tune ups and colds. Most people may not be able to afford deductibles of $3-5k but maybe we need to regulate peoples pay checks that a little goes toward that deductible in a government savings account. You have the high deductibles then the price of insurance goes way down.
Risk is transferred from the insurance company to the individual. People need to read their policies to see what they are getting. I know it is really boring, but you really need to know what is covered.
I love it when some one pays $50 a month for auto coverage and expect to get a brand new car when they crash their car. Same thing with medical coverage. They pay a low premium and expect to have their lung transplant, lung cancer from smoking 40 years, paid in full from the first dollar. In insurance you get what you pay for.
[quote]dmaddox wrote:
Insurance is only to be used for catostrophic losses. We are using it today for tune ups and colds. Most people may not be able to afford deductibles of $3-5k but maybe we need to regulate peoples pay checks that a little goes toward that deductible in a government savings account. You have the high deductibles then the price of insurance goes way down.
Risk is transferred from the insurance company to the individual. People need to read their policies to see what they are getting. I know it is really boring, but you really need to know what is covered.
I love it when some one pays $50 a month for auto coverage and expect to get a brand new car when they crash their car. Same thing with medical coverage. They pay a low premium and expect to have their lung transplant, lung cancer from smoking 40 years, paid in full from the first dollar. In insurance you get what you pay for.
[/quote]
So on top of the health care premium you’re also proposing to “hold back” even more of my income?
[quote]StevenF wrote:
pittbulll wrote:
How did you get such a rock solid Insurance program ?
I wake up at 4:30am every day and work two jobs, 10 hours a day. [/quote]
Rebublicans…working hard every day, so Democrats don’t have to.
[quote]Oh is it now? The original constitution seems to me to place most power in the hands of the States while providing basic unity for the country. It placed checks and balances on the three branches, protected the freedoms of the people, and in every way sought to prevent tyranny.
Do explain your position. How would you define the original constitution.[/quote]
I don’t even know what you mean by original constituion. Are you talking about the Articles Of Confederation?
[quote]Rockscar wrote:
StevenF wrote:
pittbulll wrote:
How did you get such a rock solid Insurance program ?
I wake up at 4:30am every day and work two jobs, 10 hours a day.
Rebublicans…working hard every day, so Democrats don’t have to.[/quote]
Since I know a at least little bit about you, I have a very hard time not to go searching for the not so incredibly funny joke that is in there somewhere.
Oh well.
Government health care? I don’t need these idiots in my pocket any deeper. You are not entitled to anything. Doesn’t it stand to reason that if the now uninsured would recieve health care insurance they in turn would use it? They would more than likely go to the doctor more often which in turn would cost the new health care industry(ie you and me)more. I for one, am taxed enough.
On he other hand we are now insuring people on welfare popping out babies like it’s thier duty to populate the US.
Our country is so messed up it will eventually fail.
[quote]orion wrote:
pittbulll wrote:
orion wrote:
pittbulll wrote:
lanchefan1 wrote:
Beowolf wrote:
lanchefan1 wrote:
Beowolf wrote:
blake2616 wrote:
but beneficial to the insurance companies.
It’s actually quite the opposite. As it stands, this bill will destroy insurance as we know it by preventing them from discriminating against people with previously known conditions.
Please explain futher why you feel this way as I am interested in hearing this (seriously).
If you could buy car insurance after you totaled your car, would car insurance companies still be in business?
This is an interesting take on the health care issue. So from your standpoint if you’ve ever had an accident in a car then you shouldn’t be able to get car insurance (even though you show financial stability and the ability to drive safely from that point forward)?
I bring this up because I live in the pre-existing condition world. My wife sustained a back injury in 2000. Luckily she was employed so we have always been able to avoid the pre-existing condition clause (when moving from job to job as long as you were covered before they don’t deny you). But when she left the workforce if it hadn’t been for the ability to put her under my insurance (we were not married yet) she would have had no health care at all. Just for grins we had her try to apply to get her own care and they laughed and said nope pre-existing condition.
Originally Health Insurance ( Blue Cross and Blue Shield ) took all the medical bills and divided them up between all their paying members and that is how they got started. Today the object is not to insure people, it is to make as much money as possible, that means every denied claim is called profit.
That is an interesting theory.
If that is so, how do they get new customers or keep their old ones?
I don’t understand your question ?
Well you are telling me they make money by not doing their part of the deal if what you say is correct.
Why would I make business with them if that is that way?
Why would anyone?
[/quote]
They have to choose yheir victims carefully, that way no one knows how many people are getting screwed
[quote]orion wrote:
pittbulll wrote:
orion wrote:
pittbulll wrote:
lanchefan1 wrote:
Beowolf wrote:
lanchefan1 wrote:
Beowolf wrote:
blake2616 wrote:
but beneficial to the insurance companies.
It’s actually quite the opposite. As it stands, this bill will destroy insurance as we know it by preventing them from discriminating against people with previously known conditions.
Please explain futher why you feel this way as I am interested in hearing this (seriously).
If you could buy car insurance after you totaled your car, would car insurance companies still be in business?
This is an interesting take on the health care issue. So from your standpoint if you’ve ever had an accident in a car then you shouldn’t be able to get car insurance (even though you show financial stability and the ability to drive safely from that point forward)?
I bring this up because I live in the pre-existing condition world. My wife sustained a back injury in 2000. Luckily she was employed so we have always been able to avoid the pre-existing condition clause (when moving from job to job as long as you were covered before they don’t deny you). But when she left the workforce if it hadn’t been for the ability to put her under my insurance (we were not married yet) she would have had no health care at all. Just for grins we had her try to apply to get her own care and they laughed and said nope pre-existing condition.
Originally Health Insurance ( Blue Cross and Blue Shield ) took all the medical bills and divided them up between all their paying members and that is how they got started. Today the object is not to insure people, it is to make as much money as possible, that means every denied claim is called profit.
That is an interesting theory.
If that is so, how do they get new customers or keep their old ones?
I don’t understand your question ?
Well you are telling me they make money by not doing their part of the deal if what you say is correct.
Why would I make business with them if that is that way?
Why would anyone?
[/quote]
They have to choose their victims carefully so no one knows how many people are getting screwed
[quote]StevenF wrote:
pittbulll wrote:
How did you get such a rock solid Insurance program ?
I wake up at 4:30am every day and work two jobs, 10 hours a day. [/quote]
Do you have insurance or are you a paying customer ?
[quote]Rockscar wrote:
StevenF wrote:
pittbulll wrote:
How did you get such a rock solid Insurance program ?
I wake up at 4:30am every day and work two jobs, 10 hours a day.
Rebublicans…working hard every day, so Democrats don’t have to.[/quote]
As always you never fail to disapoint ![]()
[quote]pittbulll wrote:
That is an interesting theory.
If that is so, how do they get new customers or keep their old ones?
I don’t understand your question ?
Well you are telling me they make money by not doing their part of the deal if what you say is correct.
Why would I make business with them if that is that way?
Why would anyone?
They have to choose their victims carefully so no one knows how many people are getting screwed[/quote]
But if they have to choose their victims carefully, how could that affect the bottom line of a multi billion company?
Would that fraud not have to be endemic to to even make a blip in their balance sheet?
[quote]Rockscar wrote:
StevenF wrote:
pittbulll wrote:
How did you get such a rock solid Insurance program ?
I wake up at 4:30am every day and work two jobs, 10 hours a day.
Rebublicans…working hard every day, so Democrats don’t have to.[/quote]
100% truth
[quote]3IdSpetsnaz wrote:
Oh is it now? The original constitution seems to me to place most power in the hands of the States while providing basic unity for the country. It placed checks and balances on the three branches, protected the freedoms of the people, and in every way sought to prevent tyranny.
Do explain your position. How would you define the original constitution.
I don’t even know what you mean by original constituion. Are you talking about the Articles Of Confederation?[/quote]
The Constitution with the original Bill of Rights.
[quote]Vires Eternus wrote:
Brother Chris wrote:
dhickey wrote:
Vires Eternus wrote:
But what about the person who loses a job. Had health insurance through their employer, and cannot afford to ‘buy’ their policy and take the insurance with them therefore losing insurance.
The solution is right in front of you. Just think a bit about what you just wrote and how to fix it.
Don’t expect an answer, he probably won’t get it.
Thanks for the vote of confidense. I apologize for not responding till now.
I as well as many others have had drastically vile experiences with Insurance companies as well as fairly good experiences. Insurance companies aren’t evil or good per se but the industry could stand better regulation.
Claiming you do or even can pay everything out of pocket is rediculous. You might be able to cover a few very basic things, but unless you are exceptionally financially successful you will not be able to pay for a long term dibilitating condition. Insurance is VERY necessary and VERY expensive. There has needed to be reform of the entire system for decades.
This current health care bill is I believe far too ambitious and expensive, but 180 degrees from wrong is not necessarily right. [/quote]
Like I said, I wouldn’t expect everyone to be able to pay out of pocket. I am not sure which long term debilitating condition you are talking about, but I am pretty sure I can cover it. Few basic things? When did knee surgery become basic? How about back surgery or heart valve replacement become basic?
[quote]Brother Chris wrote:
Vires Eternus wrote:
Brother Chris wrote:
dhickey wrote:
Vires Eternus wrote:
But what about the person who loses a job. Had health insurance through their employer, and cannot afford to ‘buy’ their policy and take the insurance with them therefore losing insurance.
The solution is right in front of you. Just think a bit about what you just wrote and how to fix it.
Don’t expect an answer, he probably won’t get it.
Thanks for the vote of confidense. I apologize for not responding till now.
I as well as many others have had drastically vile experiences with Insurance companies as well as fairly good experiences. Insurance companies aren’t evil or good per se but the industry could stand better regulation.
Claiming you do or even can pay everything out of pocket is rediculous. You might be able to cover a few very basic things, but unless you are exceptionally financially successful you will not be able to pay for a long term dibilitating condition. Insurance is VERY necessary and VERY expensive. There has needed to be reform of the entire system for decades.
This current health care bill is I believe far too ambitious and expensive, but 180 degrees from wrong is not necessarily right.
Like I said, I wouldn’t expect everyone to be able to pay out of pocket. I am not sure which long term debilitating condition you are talking about, but I am pretty sure I can cover it. Few basic things? When did knee surgery become basic? How about back surgery or heart valve replacement become basic?[/quote]
If you can actually pay those things out of pocket, you are probably in a FAR better financial position than most. Certainly better than the tens of millions without health insurance. Good for you. I would like to see the numbers on the knee surgery (total cost) that you paid out of pocket… I’m curious how much money someone would have to have in savings to buffer an expense like that.
[quote]Rockscar wrote:
StevenF wrote:
pittbulll wrote:
How did you get such a rock solid Insurance program ?
I wake up at 4:30am every day and work two jobs, 10 hours a day.
Rebublicans…working hard every day, so Democrats don’t have to.[/quote]
Abolutely. I work 35-40 hours a week and goto school full time. Im 20 years old and you’ll never find me in line to for some of Uncle Sams money. Fortunate enough to be able to work for everything I get.
[quote]elano wrote:
Also the constitution doesn’t say anything about health care.[/quote]
Where in the Constitution does it talk about bringing Democracy to Iraq?