[quote]Joe84 wrote:
[quote]usmccds423 wrote:
So, long story short, for medical reasons my wife and I are considering having a house built with an attached in-law apartment/suite. Her parents will be footing a sizable portion of the bill with the understanding that the house is ours (basically my wife’s inheritance) and we will take care of all house related issues.
That said, I have no idea where to start. We know a realtor whom I am going to contact if and when we decide to do this to find the land. My minimum requirement is 3 acres. Ideally, I’d like 5+.
How do you go about finding a builder? Should I just look in the yellow pages or online? What about testing for well water and things like that? What about estimating the cost? Does anyone know of an online cost calculator or is there kind of standard guide? I realize the particulars will change the price, I’m looking for a general idea. I have a number in mind that we’d like to stay near, I know basically what her parents can put in, and what we can take a loan out for.
Any thoughts or information is welcome. Thanks in advance.
I know inevitably someone is going to say not to do it. Believe me, we’ve talked it through and it’s the best option the family has so, thanks for the advise, but at this point it’s more a matter of time than an if situation.
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I just built my first home…I did everything myself from cadding the dwgs for a permit to laying the field bed to electrical to finishing, here’s a few points to consider:
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I didn’t originally plan on doing everything myself when I bought my land, and didn’t price anything out, once I started pricing shit out I realized contractors are very expensive, if you’re going to work with Contractors you should get pricing before you purchase any land, it will let you know how much you can spend on the land.
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Mortgages are hard to get for construction, you get less money, you get it in installments, and you pay a lawyer for every installment, get your financing in order first
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Septic fields - before purchasing the land you should test the soil for drainage, it can impact your field bed in a major way, if the T-time is not good enough you will have to import filter sand and the land area can become quite large, this can become quite costly. Also remember you need certain distances between your well and septic.
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Well - you should inquire into well depth, quality, and volume from potential neighbors before buying land, building a house on land with now water is a bad idea, drilling in my area is about 25/foot +15/foot for casing for a point of reference. 1gpm is pretty much the min for a house with a deep well, some people will say you need much more but when you think about it, it’s 1200 gallons per day, most people use 100-150gpd. The problem becomes storage, the lower the production the deeper your well needs to be. I waited to drill my well until I was half finished my house, I got lucky, if I did it again I’d drill it before building anything.
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the lay of your land is important, if you build into a side hill with bedrock it will cost much more for your foundation than say building on a flat area with sand, if you need to bring in fill the numbers will climb quickly, it can cost tens of thousands. A good lot is worth another 30-40k, think about where your well, field bed, and house are all going to go, where your driveway is, and where you will connect into power and gas lines. Hydro and gas providers will charge a premium for installing service in certain areas and past certain defined distances. If you need power poles you may end up owning them and footing the bill fr future maintenance.
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landscaping - this can represent a major cost, again, tens of thousands depending on what you want to do. put it in your budget.
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heavy equipment - I hired out my heavy equipment work, as it was just as cost effective as renting the equipment myself. I priced out a few guys and the best value came from hiring an operator right from a quarry, the guy was good and the quarry gave me contractor pricing on gravel, mantle sand, etc. IF I had of just gone with a general contractor it would’ve cost a fair bit more. Also, make sure you get the right tools for the job, digging a foundation is not a job for a backhoe. When you backfill your house try to have any additional landscaping (such as driveway gravel or topsoil) done at the same time, it will cut down on machine costs.
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don’t wait till winter to do your foundation, also try to seed your lawn before winter.
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make sure you buy dry lumber, if it drys out significantly after the drywall is on it can cause screws to pop and joints to separate
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check all the material you buy and the pricing, Initially I was ordering my material from a building centre, having them deliver it and putting it on a charge account for me. After seeing multiple screwups I had to go elsewhere.
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permitting and development fees - depending on where you live permits can represent a significant cost. building permit, plumbing permit, electrical permit, grading plan, check with conservation authorities, flood zone, septic, these are all things that you may need to look into to see if you can go ahead with your project, a building permit does not cover everything you need and the people there can lead you in the wrong direction
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allow for a 20% contingency fund for cost over run and surprises
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easements - check for registered and unregistered easements, get a decent lawyer
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don’t be a jerk off if you hire someone, no one likes someone constantly hovering over them, but at the same time don’t be a pushover, make it clear what you want done and get it in writing.
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the most important thing with your foundation is drainage, make sure you do it right, check the water table level.
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don’t assume contractors know what they’re talking about, while I did all my own work myself I did get quotes as I went along for various items to see if it would be worth hiring out, many do not know the codes.
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some people may disagree with me, but foundation and framing do not need to be that precise. if your footing form swells out 2 inches no one is going to ever know and it won’t affect shit. Same thing if you frame a wall out 1/4", no one is going to notice unless they’re breaking out the level and tape. Finishing work is where you want a high level of detail and effort.
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once you have floor down get the roof on as soon as possible, rain and snow will cause subfloors to swell and warp.
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even if you’re hiring out work it is much more cost effective to act as your own general contractor, however if you do this be prepared for it to consume alot of your time.
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include your wife in your decisions.
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don’t spend more building your house than it will be worth. building a house is a stupid idea in areas where housing prices are depressed, if you build a $400k house where everyone around you is selling for $100k your house is worth $100k
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Cliff notes: Buying an existing house is way fucking cheaper and much less of a headache.